Skip to navigation Skip to content
JointLoans

Choose Handy Finance as your loan provider in Australia

At Handy Finance, we know that fast and flexible financing options can make all the difference when weighing up big purchases in Australia. That’s why we offer competitive, low-interest-rate loans tailored to your financial situation. Access the funds you need when you need them with Handy Finance loans in Australia.

$2-75k Loan Amounts

$0 Monthly Fees

$0 Early Repayment Fees

1-7 yrs Flexible Loan Terms

The Process

3 quick and easy steps to securing your loan

Get a Free Quote

Obtain an indicative rate quote in minutes, without impacting your credit score!

Apply in Minutes

If you’re happy with your Quick Quote, you can finalise the application online. No printing. No paper. No fuss.

Get Your Funds

You will receive an indicative decision in seconds. Once approved funds should be in your account within 24 hours

Get a quote
Get a Free Quote icon
Get a Free Quote icon
Get a Free Quote icon

Get a Free Quote

Obtain an indicative rate quote in minutes, without impacting your credit score!

Review
Apply in Minutes icon
Apply in Minutes icon
Apply in Minutes icon

Apply in Minutes

If you’re happy with your Quick Quote, you can finalise the application online. No printing. No paper. No fuss.

Get funds
Get Your Funds icon
Get Your Funds icon
Get Your Funds icon

Get Your Funds

You will receive an indicative decision in seconds. Once approved funds should be in your account within 24 hours

Loan calculator

Estimate what your loan repayments could look like so that you can start your borrowing journey with complete transparency.

Calculator
Calculator
$25000
4 Years
Select repayments type
Your Repayments From
$254.85
per week
This will not impact your credit score
Indicative Rate From
6.57%
Comparison Rate From
7.19%
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
Fund
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
AnimatedBlockPhoto (3)
Joint debt consolidation loan
Share the loan
Turn goals into reality
Go further together

Australian loans to make your dreams a reality

Secure the funds to bring your plans to life! Ready to invest in a new car, secure the best wedding venue, or renovate your home? Apply online today for a Handy Finance loan.

Get started(Opens in a new tab)

A quote won’t impact your credit score

Handy Guide

Tailored personal loan options in Australia

Handy Guide

What type of loans can I apply for?

At Handy Finance, we offer a range of tailored personal loans to suit the big purchases individuals and couples make in Australia. Depending on what you’re seeking finance for, we have these loan options to choose from: 

We offer low rates and competitive terms on our loans, as all our loans are based on your financial situation. You can apply to borrow between $2,001 and $75,000, which can be repaid over one to seven years (one to ten years if you’re approved for a green loan). We offer unsecured and secured personal loans, and all our loans come with a fixed interest rate, making budgeting around your repayments much more manageable. 

You can repay your Handy Finance loan in weekly, fortnightly or monthly instalments. We have a $0 early repayment fee, so you won’t be penalised if you can repay your loan before the term ends. 

Contact one of our credit experts today to learn more about the loan options that suit you. 

Eligibility criteria for loans in Australia

To be eligible for a Handy Finance personal loan, you must meet this criteria: 

  • Be an Australian citizen or permanent resident
  • Be over 18 years of age
  • Be employed (or self-employed)
  • Not have a history of bankruptcy or be party to a court judgment
  • Not have outstanding or unpaid defaults. 

Contact one of our credit experts today to learn more about the loan options that suit you. 

Question icon

Have questions? Handy Finance can help

For more information about loans with Handy Finance, check out our helpful resources, get in contact with our team on 1300 990 115 or complete our online enquiry form.

Unlock possibilities with Handy Finance loans

Get started(Opens in a new tab)

A quote won’t impact your credit score