Loans in Australia

Fast and flexible personal loans in Australia

Looking for a competitive loan offering in Australia? Handy Finance offers fair and flexible options. Explore our range of personal loans to suit a variety of needs.

Interest rate from

6.57

p.a.*

Comparison rate

7.51

p.a.*

Representative rate: 9.99% p.a.*

Representative Comparison rate: 11.94% p.a.*

Get started

Consider Handy Finance for your personal loan in Australia

At Handy Finance, we understand that flexible financing options can make managing big purchases easier. That’s why we offer competitive, low-interest-rate loans in Australia, with repayment options that are clear and manageable.

Loan Amounts

$2,001 - $100,000

No Monthly Fees

No Early Repayment Fees

Flexible Loan Terms

1 - 7 years

The process

3 quick and easy steps to securing your loan

Step 1

Get a free quote

Obtain an indicative quote in minutes, without impacting your credit score!

Step 2

Apply in Minutes

If you're happy with your quote, you can finalise the application online in minutes.

Step 3

Get Your Funds

You can get an indicative decision in minutes. Once approved, funds can be settled within 24 hours.

Apply

A quote won't impact your credit score

Loan Calculator

Loan calculator

Estimate what your loan repayments could look like so that you can start your borrowing journey with complete transparency.

I'd like to borrow

$30,000

Over a period of

4 years

With repayments every

Week

Fortnight

Month

My credit rating is

Estimated weekly repayments from

including interest and fees

Apply now

Total estimated interest and fees payable -- A quote won’t impact your credit score

Interest rate from

6.57 % p.a*

Comparison rate

7.51 % p.a*

Interest rate from

6.57

p.a.*

Comparison rate

7.51

p.a.*

The interest rate and repayment amount are estimates only, based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.

Various loan options

Loans for your needs

Secure funds quick & easy

Turn goals into reality

Australian loans to make your dreams a reality

Turn your plans into reality! Whether you’re investing in a new car, booking the perfect wedding venue, or renovating your home, you can explore your loan options online today.

Get started

A quote won’t impact your credit score

Taking the stress out of finance

Read what our happy customers are saying about us

One of the best financial organisations in Australia!

A great company to dealt with - from approval to set up to closing out, everything was so easy. Most of all, the customer service offered by the staff is fantastic. Would highly recommend them.

Trishna K.

productreview.com.au

Fantastic and smooth

Very well organised and your dealing with a contact center in Australia not outsourced makes the experience smooth

Ellie

productreview.com.au

Great experience

Taylor was extremely helpful, answered every question I asked, and did so politely and professionally. It's lovely to speak to someone who portrays personality and emotion instead of dealing with something robotic.

Travis

productreview.com.au

Handy Guide

Personal loan options in Australia

Manage your finances with flexible loans that can help you cover unexpected expenses or work towards your personal goals. Our straightforward application process makes borrowing simple, so you can focus on what matters most.

Have questions? Handy Finance can help

For more information about loans with Handy Finance, check out our helpful resources, get in contact with our team on 1300 990 115 or complete our online enquiry form.

FAQs