Skip to navigation Skip to content
JointLoans

Low interest personal loans with Handy Finance

A competitive interest rate can make all the difference when applying for a loan. Handy Finance offers low, fixed-interest rate loans for a variety of big life purchases. Our credit experts offer you a loan based on your financial situation, where you can choose your preferred loan term and repayment schedule. Access the funds you need now.

$2-100k Loan Amounts

$0 Monthly Fees

$0 Early Repayment Fees 

1-7 yrs Flexible Loan Terms

The Process

3 quick and easy steps to securing your loan

Get a Free Quote

Obtain an indicative rate quote in minutes, without impacting your credit score!

Apply in Minutes

If you’re happy with your Quick Quote, you can finalise the application online. No printing. No paper. No fuss.

Get Your Funds

You will receive an indicative decision in minutes. Once approved funds should be in your account within 24 hours

Get a quote
Get a Free Quote icon
Get a Free Quote icon
Get a Free Quote icon

Get a Free Quote

Obtain an indicative rate quote in minutes, without impacting your credit score!

Review
Apply in Minutes icon
Apply in Minutes icon
Apply in Minutes icon

Apply in Minutes

If you’re happy with your Quick Quote, you can finalise the application online. No printing. No paper. No fuss.

Get funds
Get Your Funds icon
Get Your Funds icon
Get Your Funds icon

Get Your Funds

You will receive an indicative decision in minutes. Once approved funds should be in your account within 24 hours

Loan calculator

Estimate what your loan repayments could look like so that you can start your borrowing journey with complete transparency.

Calculator
Calculator
$30000
4 Years
Select repayments type
Your Repayments From
$254.85
per week
This will not impact your credit score
Indicative Rate From
6.57%
Comparison Rate From
7.19%
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
Fund Money Bag Money Bag
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
AnimatedBlockPhoto (3)
Tailored financial solutions
Fast, flexible loans
Get the funds you need
Quick & easy loans for you

Low interest loans to meet your financial goals

Our low interest personal loans can be used to finance many big purchases, including weddings, holidays, medical or dental bills, securing a new car, or starting home renovations. Explore the options available to you at Handy Finance.

Get started(Opens in a new tab)

A quote won’t impact your credit score

Taking the stress out of finance

Read what our happy customers are saying about us

Quick and Easy

Quick and easy, completed the application online last night and first thing this morning I have a call to go over the application and documents with me in minutes. Great service! Fast and efficient
Benjamin
productreview.com.au

One of the best financial organisations in Australia!

A great company to dealt with - from approval to set up to closing out, everything was so easy. Most of all, the customer service offered by the staff is fantastic. Would highly recommend them.
Trishna K.
productreview.com.au

A+ for service

Each representative we spoke with went out of their way to help, and to understand our circumstances - they really listened. This is how banking should be
Rebecca
productreview.com.au
Handy Guide

Understanding low interest loans at Handy Finance

Your financial goals are within reach with our low-rate loans. Offering flexible, tailored solutions, our low interest loans help you borrow confidently and achieve your dreams sooner. Enjoy peace of mind with competitive rates that make managing your finances easier.

Handy Guide

Low interest personal loans for a range of purchases

At Handy Finance, we specialise in fair, flexible finance. We’ve created a range of loans to suit some of the most common big-life purchases. Whatever you’re thinking of financing, chances are we have the right option for you. Our loan offerings include: 

Our credit experts review your application and provide tailored loan terms that suit your financial situation. Speak to them today about what you’re financing – they can guide you to the right low-interest loan for you, whether you’re looking for help with funeral costs, legal bills or vet bills.

Discover flexible low interest loans at Handy Finance

If you’re searching for competitive loan terms, you’ve come to the right place. You can apply for a loan with Handy Finance between $2,001 and $75,000, or up to $100,000 for home improvement projects and motor vehicles. All our loans can be paid off between one to seven years (one to ten years if it is a green loan) in weekly, fortnightly or monthly instalments. To be eligible for a loan with Handy Finance, you need to meet the following criteria: 

  • Be an Australian citizen or permanent resident
  • Be over 18 years of age
  • Be employed (or self-employed)
  • Not have a history of bankruptcy or be party to a court judgment
  • Not have outstanding or unpaid defaults. 

Contact one of our credit experts today to learn more about the loan options that suit you.

Applying for a low interest loan with Handy Finance

Applying for a low-rate loan is hassle-free with Handy Finance. Start your application online with essential documents like your ID and bank statements ready. You’ll receive an initial decision within minutes, and once approved, funds can be deposited into your account as soon as 24 hours. We make securing affordable financing easy, helping you get the funds you need without stress.

Question icon

Have questions? Handy Finance can help

For more information about loans with Handy Finance, check out our helpful resources, get in contact with our team on 1300 990 115 or complete our online enquiry form.

Unlock possibilities with Handy Finance loans

Get started(Opens in a new tab)

A quote won’t impact your credit score