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Low interest personal loans with Handy Finance

A competitive interest rate can make all the difference when applying for a loan. Handy Finance offers low, fixed-interest rate loans for a variety of big life purchases. Our credit experts offer you a loan based on your financial situation, where you can choose your preferred loan term and repayment schedule. Access the funds you need now.

$2-75k Loan Amounts

$0 Monthly Fees

$0 Early Repayment Fees

1-7 yrs Flexible Loan Terms

The Process

3 quick and easy steps to securing your loan

Get a Free Quote

Obtain an indicative rate quote in minutes, without impacting your credit score!

Apply in Minutes

If you’re happy with your Quick Quote, you can finalise the application online. No printing. No paper. No fuss.

Get Your Funds

You will receive an indicative decision in seconds. Once approved funds should be in your account within 24 hours

Get a quote
Get a Free Quote icon
Get a Free Quote icon
Get a Free Quote icon

Get a Free Quote

Obtain an indicative rate quote in minutes, without impacting your credit score!

Review
Apply in Minutes icon
Apply in Minutes icon
Apply in Minutes icon

Apply in Minutes

If you’re happy with your Quick Quote, you can finalise the application online. No printing. No paper. No fuss.

Get funds
Get Your Funds icon
Get Your Funds icon
Get Your Funds icon

Get Your Funds

You will receive an indicative decision in seconds. Once approved funds should be in your account within 24 hours

Loan calculator

Estimate what your loan repayments could look like so that you can start your borrowing journey with complete transparency.

Calculator
Calculator
$25000
4 Years
Select repayments type
Your Repayments From
$254.85
per week
This will not impact your credit score
Indicative Rate From
6.57%
Comparison Rate From
7.19%
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
Fund
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
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Low interest loans to meet your financial goals

Our low interest personal loans can be used to finance many big purchases, including weddings, holidays, medical or dental bills, securing a new car, or starting home renovations. Explore the options available to you at Handy Finance.

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A quote won’t impact your credit score

Handy Guide

Understanding Low interest loans at Handy Finance

Handy Guide

Low interest personal loans for a range of purchases

At Handy Finance, we specialise in fair, flexible finance. We’ve created a range of loans to suit some of the most common big-life purchases. Whatever you’re thinking of financing, chances are we have the right option for you. Our loan offerings include: 

Our credit experts review your application and provide tailored loan terms that suit your financial situation. Speak to them today about what you’re financing – they can guide you to the right low-interest loan for you, whether you’re looking for help with funeral costs, legal bills or vet bills.

Discover flexible low interest loans at Handy Finance

If you’re searching for competitive loan terms, you’ve come to the right place. At Handy Finance, you can apply online for a loan of between $2,001 and $75,000. All our loans can be paid off between one to seven years (one to ten years if it is a green loan) in weekly, fortnightly or monthly instalments. To be eligible for a loan with Handy Finance, you need to meet the following criteria: 

  • Be an Australian citizen or permanent resident
  • Be over 18 years of age
  • Be employed (or self-employed)
  • Not have a history of bankruptcy or be party to a court judgment
  • Not have outstanding or unpaid defaults. 

Contact one of our credit experts today to learn more about the loan options that suit you.

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Have questions? Handy Finance can help

For more information about loans with Handy Finance, check out our helpful resources, get in contact with our team on 1300 990 115 or complete our online enquiry form.

Unlock possibilities with Handy Finance joint loans

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A quote won’t impact your credit score