Apply online for flexible dental loans
Spread the cost of your dental bills into manageable instalments with low-interest dental loans.
Interest rate from
6.57
%
p.a.*
Comparison rate
7.51
%
p.a.*
Fast and fair dental loans from Handy Finance
At Handy Finance, we understand the financial stress that large medical bills can place on people. Dental bills in particular can be very expensive. A dental loan can help you spread this significant cost. Our application process is simple, so you can get quick access to the funds needed to cover any essential costs.
Loan Amounts
$2,001 - $75,000
No Monthly Fees
$0
No Early Repayment Fees
$0
Flexible Loan Terms
1 - 7 years
3 quick and easy steps to securing your loan
Step 1
Get a free quote
Obtain an indicative quote in minutes, without impacting your credit score!
Step 2
Apply in Minutes
If you're happy with your quote, you can finalise the application online in minutes.
Step 3
Get Your Funds
You can get an indicative decision in minutes. Once approved, funds can be settled within 24 hours.
A quote won't impact your credit score
Dental loan calculator
Estimate what your dental loan repayments could look like so that you can start your borrowing journey with complete transparency.
I'd like to borrow
$30,000
Over a period of
4 years
With repayments every
Estimated weekly repayments from
$
including interest and fees
Loan amount --
Total estimated interest and fees --
Principal plus interest and fees --
A quote won’t impact your credit score
Interest rate from
6.57 % p.a*
Comparison rate
7.51 % p.a*
Interest rate from
6.57
%
p.a.*
Comparison rate
7.51
%
p.a.*
The interest rate and repayment amount are estimates only, based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
Dental and medical loans to cover essential health expenses
Our dental loans help you to cover the cost of crucial dental work. Take care of your health and well-being with a loan from Handy Finance.
A quote won’t impact your credit score
Taking the stress out of finance
Read what our happy customers are saying about us
A+ for service
Quick and Easy
Great experience
Dental Loans Explored
Simplify your dental care expenses with Handy Finance dental loans. Manage your costs more easily and get the dental treatments you need without added financial stress.
Frequently asked questions
Need help with something? Here are our most frequently asked questions.
What is dental financing?
Dental financing is the same as a dental loan – a loan that can help you cover the cost of dental procedures.
Where can I get a dental payment plan, and how do they work?
With our easy online application process, you can apply for a dental loan with Handy Finance. Once the application is submitted, you can receive an indicative quote within minutes. The quote shows the loan amount, repayment terms, and the indicative interest rate for your loan. Once the loan is approved, the funds can be settled within 24 hours. You can then repay the dental loan in manageable weekly, fortnightly, or monthly instalments, depending on your income.
Are there any additional fees in a payment plan?
With Handy Finance, there can be a one-off establishment fee which covers the administrative costs of processing your application, but no monthly account-keeping or early repayment fees.
Is it hard to get dental loans in Australia?
At Handy Finance, our online application process is simple and quick, and you may receive an indicative quote within minutes. Once approved, funds can be settled within 24 hours, making it easier to manage urgent dental costs without unnecessary delays.
When are loans for dental work a good idea?
Applying for a dental loan could be a good idea if you know there is a procedure you need that won’t be covered by any medical insurance you have or you can’t cover out of your savings. It can be particularly beneficial for emergency dental procedures that you haven’t planned for ahead of time, as accessing funds quickly can sometimes be complex. The dental loan can be used to cover the procedure in full, or partly.
What dental treatments can be covered with a payment plan?
Most cosmetic and medical procedures can be covered under a dental loan. You can use your dental loan to pay for braces and retainers, dental implants, dentures, fillings and veneers, teeth whitening and much more.
Before applying, can I check my chances of being approved for a dental loan?
In order for us to assess your application, you’ll need to fill out an application form. You can also use other tools to estimate the loan terms you might receive. Our loan calculator can provide you with an idea of your buying power. Simply enter your desired loan amount, loan term, repayment frequency, and credit rating to see an estimate of your interest rate and repayment amount.
Unlock possibilities with Handy Finance dental loans
Get started(Opens in a new tab)
A quote won’t impact your credit score
Need a personal loan? Handy Finance is here to help
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