Turn maybe someday into today
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Purchase now, pay later -
Flexible, affordable payment plans.
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Take control of your finances with Handypay. Pay off your purchase at a pace that suits you.
How it works
Handypay – keep money simple with a payment plan tailored to you.
You apply
Easily apply online for a payment plan with Handypay.
We pay
Access funds as soon as the next day, and we pay the vendor.
You enjoy
Benefit from flexible repayments to get what you need today.
It’s fast & easy
Finance conditionally approved in minutes
A simple, affordable, payment plan solution that enables you to turn your dreams into reality today and pay over time – now that’s handy!
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Amounts up to $100,000 -
No early exit and no early repayment fees
A quote won’t impact your credit score
Simple, flexible, low-rate payment plans
Home Renovation
- Home interior/exterior
- Bathroom renovations
- Kitchen renovations
- Pergolas
- Patios
Pools and Spas
- Above ground pools
- Fibreglass pools
- Concrete pools
- Saunas
- Spas
Eco Friendly
- Double-glazed windows
- Eco-friendly tiny homes
- Solar hot water systems
- Batteries
- Solar
Health
- Medical treatment
- Cosmetic surgery
- Dental treatment
- Hair transplant
- IVF
Education
- Professional development
- Postgraduate courses
- Private tuition fees
- Private school fees
- Diplomas
Other
- Debt consolidation
- Holiday and travel
- Wedding loans
- Joint loans
- Car loans
Handypay payment plan calculator
Are you a business?
Handypay offers solutions to enhance your business.
Use the button below to contact our team and one of us will get straight back to you!
Frequently asked questions
Need help with something? Here are our most frequently asked questions.
How do you offer lower rates than traditional lenders?
Traditional bank lenders tend to have higher operating costs, resulting in higher rates. Handy keeps rates low by keeping operating costs down and remaining focused on our mission – allowing people to live life to the fullest.
What does a fixed-rate plan mean?
Fixed-rate plans are completely transparent from day one – because the rate doesn’t change, you know exactly how much you will be repaying and how often, for the entirety of your payment plan.
What will my interest rate look like?
Handy will offer you an interest rate based on your personal credit history and situation. You can find your personalised rate in just a few minutes with our free quote. Please note that this rate is just an estimate, and it won’t affect your credit score.
How long will my repayments last?
With Handy, you can repay for up to seven years. Repayments are made weekly, fortnightly or monthly.
How do repayments work?
Repayments on Handypay payment plans can be made weekly, fortnightly or monthly. You must use direct debit for all scheduled repayments. To make repayments ahead of schedule, log into your borrower dashboard and do so using BPAY.
If financial hardship is making repayments difficult to meet, please contact the Handypay team on 1300 990 115 or [email protected]
How much money can I borrow?
Payment plans from Handypay range between $2,001 and $75,000, with up to $100,000 available for home improvement projects and motor vehicles, depending on how much you need, your income, and your credit rating.
Taking the stress out of finance
Read what our happy customers are saying about us
Quick and Easy
Straightforward Application
Smooth Sailing
Payment plans to suit you
With Handypay, you can take out payment plans to cover:
