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Turn maybe someday, into today

  • Purchase now, pay later
  • Flexible, affordable payment plans.
  • Take control of your finances with Handypay. Pay off your purchase at a pace that suits you.
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A quote won’t impact your credit score

How it works

Handypay – keep money simple with a payment plan tailored to you.

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You apply

Easily apply for a payment plan with Handypay.

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Pay Orange

We pay

Approved in seconds, and we pay the vendor.

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Enjoy Green

You enjoy

Benefit from flexible repayments and get what you need today.

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It’s fast & easy

Finance conditionally approved within seconds

A simple, affordable, payment plan solution that enables you to turn your dreams into reality today and pay over time – that’s handy!

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    Amounts up to $75,000
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    No early exit and no early repayment fees
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A quote won’t impact your credit score

Get what you need now

HomeImprovement
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Home Renovation

  • Home interior/exterior
  • Bathroom renovations
  • Kitchen renovations
  • Pergolas
  • Patios
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Pools and Spas

  • Above ground pools
  • Fibreglass pools
  • Concrete pools
  • Saunas
  • Spas
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Eco Friendly

  • Double-glazed windows
  • Eco-friendly tiny homes
  • Solar hot water systems
  • Batteries
  • Solar
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Health

  • Medical treatment
  • Cosmetic surgery
  • Dental treatment
  • Hair transplant
  • IVF
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Education

  • Professional development
  • Postgraduate courses
  • Private tuition fees
  • Private school fees
  • Diplomas
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Other

  • Debt consolidation
  • Holiday and travel
  • Wedding loans
  • Joint loans
  • Car loans

Are you a business?

Handypay offers solutions to enhance your business.

Use the button below to contact our team and one of us will get straight back to you!

Frequently Asked Questions

Traditional bank lenders tend to have higher operating costs, resulting in higher rates. Handy keeps rates low by keeping operating costs down and remaining focused on our mission – allowing people to live life to the fullest.

Fixed-rate loans are completely transparent from day one – because the rate doesn’t change, you know exactly how much you will be repaying and how often, for the entirety of your loan.

Handy will offer you an interest rate based on your personal credit history and situation. You can find your personalised rate in just a few minutes with our free quote. Please note that this rate is just an estimate, and it won’t affect your credit score.

With Handy, you can repay for up to seven years. Repayments are made weekly, fortnightly or monthly.

Repayments on Handy loans can be made weekly, fortnightly or monthly. You must use direct debit for all scheduled repayments. To make repayments ahead of schedule, log into your borrower dashboard and do so using BPAY.

If financial hardship is making repayments difficult to meet, please contact the Handy team on 1300 990 115 or info@handy.co

Personal loans from Handy range between $2000 and $75,000, depending on how much you need, your income and your credit rating.

Repayments on Handy loans can be made weekly, fortnightly or monthly. You must use direct debit for all scheduled repayments. To make repayments ahead of schedule, log into your borrower dashboard and do so using BPAY.

If financial hardship is making repayments difficult to meet, please contact the Handy team on 1300 990 115 or info@handy.co