Wedding loans are personal loans designed to help cover the expenses of your wedding. You can spread the cost over the term of your loan, giving you the funds you need to make your wedding a memorable and enjoyable event. Handy Finance Wedding Loans come with a fixed interest rate, $0 monthly fees, and flexible financing and repayment options, making it easier to plan your big day without added stress.

Our wedding loans can cover a wide range of expenses. You can use your loan for your reception and venue, catering, rings and outfits, entertainment and photography, transport to and from the day, decorations and flowers, and even your honeymoon.

A Handy Finance Wedding Loan can be used for wedding-related costs as long as the primary purpose of the loan is still to pay for your wedding. What does this mean exactly? If you use the majority of your loan to pay for your wedding – whether that be catering, floral arrangements, entertainment and venue hire, wedding dresses and suits – you can use part of the sum to pay for something like your honeymoon or to finance other family members coming to your wedding.

Yes, they can! If you are a parent and want to help with wedding expenses, you can take out a Handy Finance Wedding Loan. The same requirements apply – it must be used for wedding-related expenses such as catering or venue hire.

The Handy Finance Wedding Loan application process is simple and user-friendly. You can complete the entire application online and may receive an indicative quote within minutes. Once your application is approved, your wedding loan funds can be settled within 24 hours.

Handy Finance offers wedding loans between $2,001 and $75,000, giving you the flexibility to apply for an amount that matches your wedding plans and budget. Our loans can provide the funds you need to bring your big day to life while keeping repayments manageable.

That is entirely up to you. To apply for a wedding loan, you don’t need to have quotes to submit along with the application. However, researching expenses and getting quotes from those essential suppliers (think venue, food and transportation) can help you decide how much you need to borrow.

Once your wedding loan application is approved, your funds can be settled within 24 hours, so you can start planning and paying for your big day without delay.

Handy Finance aims to ensure borrowers with a good credit history are rewarded with better rates. Handy Finance’s interest rates are based on your personal credit history and evaluation against our credit scorecard. You can receive an indicative rate estimate in just a few minutes via our online application form. Any estimates provided do not constitute an offer or approval of finance. Your repayment amount and interest rate will be provided if an application is submitted and approved.

Handy Finance Wedding Loans prioritise flexibility, as we know circumstances can change. That’s why we have a $0 early repayment fee. If you’re in a position to make extra repayments or pay out your wedding loan entirely, you won’t be penalised for this.

Traditional bank lenders tend to have higher operating costs, which can result in higher rates. Handy Finance aims to keep rates low by keeping operating costs down to make finances less daunting and allow people to live life to the fullest.

A fixed-rate loan means that your interest rate will remain the same throughout your loan term. Fixed-rate loans are completely transparent from day one – because the rate doesn’t change, you know exactly how much you will be repaying and how often for the entirety of your loan. Handy Finance only offers fixed-rate wedding loans.

Any personal loans for weddings you secure through Handy Finance will have repayments. These repayments can be spread over a term of 1 to 7 years, depending on the loan amount and your chosen repayment schedule. Shorter terms result in higher repayments but a quicker payoff, while longer terms lower your regular payments.

Repayments on Handy Finance loans can be made weekly, fortnightly or monthly. You must use direct debit for all scheduled repayments. To make repayments ahead of schedule, log into your borrower dashboard using BPAY.

If you are experiencing financial hardship and have difficulty meeting your repayments, please contact the Handy Finance team on 1300 990 115 or [email protected]

With Handy Finance, the amount you can borrow ranges from $2,001 to $75,000. We’ll review your income, credit history, and existing debt to determine before providing a loan amount offer for you. We aim to make sure that your loan offer fits your budget comfortably.