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Wedding loans for your perfect day

A wedding is supposed to be an incredible experience – a Handy loan can take the stress out of funding a day you’ll never forget. Handy’s low-rate wedding finance options help cover upfront costs such as venue hire, food and drink, flowers, car hire and more.

$2-75k Loan Amounts

$0 Monthly Fees

$0 Early Repayment Fees

1-7 yrs Flexible Loan Terms

The Process

3 quick and easy steps to securing your loan

Get a Free Quote

Obtain an indicative rate quote in minutes, without impacting your credit score!

Apply in Minutes

If you’re happy with your Quick Quote, you can finalise the application online. No printing. No paper. No fuss.

Get Your Funds

You will receive an indicative decision in seconds. Once approved funds should be in your account within 24 hours

Get a quote
Get a Free Quote icon
Get a Free Quote icon
Get a Free Quote icon

Get a Free Quote

Obtain an indicative rate quote in minutes, without impacting your credit score!

Review
Apply in Minutes icon
Apply in Minutes icon
Apply in Minutes icon

Apply in Minutes

If you’re happy with your Quick Quote, you can finalise the application online. No printing. No paper. No fuss.

Get funds
Get Your Funds icon
Get Your Funds icon
Get Your Funds icon

Get Your Funds

You will receive an indicative decision in seconds. Once approved funds should be in your account within 24 hours

Wedding loans calculator

You have enough to think about while planning a wedding, so we’ve made the repayment process simple for you.

Calculator
Calculator
$25000
4 Years
Select repayments type
Your Repayments From
$254.85
per week
This will not impact your credit score
Indicative Rate From
6.57%
Comparison Rate From
7.19%
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
Fund
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
Bubble wedding loan
Your wedding, your way
Dream wedding dress
Hire the perfect venue
Stress-free, quick wedding loans

Make the perfect day possible

Handy’s easy wedding loans allow you to focus on what really matters: planning a magical day that you and your guests will remember forever.

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A quote won’t impact your credit score

Frequently Asked Questions

Wedding loan basics

Wedding loans are specially curated personal loans designed to help you with the expenses of a wedding. You can spread the cost of your wedding over the terms of your loan, giving you the necessary funds to help make your wedding a delightful and memorable event. Handy Finance Wedding Loans have a fixed interest rate, $0 monthly fees and generous financing and repayment options – this makes them stand out from other financing options.

Our wedding loans are versatile and cover a multitude of expenses. You can use your wedding loan to cover costs for your reception and venue, catering, rings and outfits, entertainment and photography, cars or other transport to and from the day, decorations and flowers, and even your honeymoon.

Yes, most wedding loans can be used to cover the cost of any engagement-related expenses and honeymoon-related expenses. Handy Finance also offers personal travel loans that can be used for honeymoons. Contact our team to find out what might suit your specific needs.

A Handy Finance Wedding Loan can be used for wedding-related costs as long as the primary purpose of the loan is still to pay for your wedding. What does this mean exactly? If you use the majority of your loan to pay for your wedding – whether that be catering, floral arrangements, entertainment and venue hire, wedding dresses and suits – you can use part of the sum to pay for something like your honeymoon or to finance other family members coming to your wedding. 

If you have any questions about which type of personal loan might be right for you, call the Handy Finance team to talk through the details today.

Yes, they can! If you are a parent and want to help with wedding expenses, you can take out a Handy Finance Wedding Loan. The same requirements apply – it must be used for wedding-related expenses such as catering or venue hire.

Eligibility and application process

The Handy Finance Wedding Loan application process is streamlined and user-friendly. You can complete the whole application online, and you will usually receive an indicative decision within minutes. Once your loan application has been approved, your wedding loan funds will appear in your account within 24 hours. 

Handy Finance offers wedding loans between $2,001 and $75,000. This range means you can apply for an amount that aligns with your wedding vision and financial comfort. Our loans are tailored to give you the funds you need to carry out your big day successfully but not burden you with unnecessary debt.

That is entirely up to you. To apply for a wedding loan, you don’t need to have quotes to submit along with the application. However, researching expenses and getting quotes from those essential suppliers (think venue, food and transportation) can help you decide how much you need to borrow.

Very soon after your application is approved. Once your loan application has been approved, your wedding loan funds will appear in your account within 24 hours.

Wedding loan terms

At Handy Finance, we offer competitive interest rates to help you make your dream wedding a reality. Our interest rates for wedding loans start from 6.57% p.a.* (comparison rate: 7.19% p.a.*). Factors such as your credit rating or score and financial circumstances will influence the interest rate for your loan. Find out more about our interest rates here.

Handy Finance Wedding Loans prioritise flexibility, as we know circumstances can change. That’s why we have a $0 early repayment fee. If you’re in a position to make extra repayments or pay out your wedding loan entirely, you won’t be penalised for this.

Financial terms and loan management

Traditional bank lenders tend to have higher operating costs, resulting in higher rates. Handy Finance keeps rates low by keeping operating costs down and remaining focused on our mission – allowing people to live life to the fullest.

Fixed-rate loans are completely transparent from day one – because the rate doesn’t change, you know exactly how much you will be repaying and how often for the entirety of your loan.

Handy Finance will offer you an interest rate based on your personal credit history and situation. You can find your personalised rate in just a few minutes with our free quote. Please note that this rate is just an estimate, and it won’t affect your credit score.

With Handy Finance, you can repay for up to seven years. Repayments are made weekly, fortnightly or monthly.

Repayments on Handy Finance loans can be made weekly, fortnightly or monthly. You must use direct debit for all scheduled repayments. To make repayments ahead of schedule, log into your borrower dashboard and do so using BPAY.

If financial hardship is making repayments difficult to meet, please contact the Handy Finance team at 1300 990 115 or [email protected]

Personal loans from Handy Finance range between $2,001 and $75,000, depending on how much you need, your income and your credit rating.

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Have questions? Handy Finance can help

For more information about loans with Handy Finance, check out our helpful resources, get in contact with our team on 1300 990 115 or complete our online enquiry form.

Get a Handy Finance loan for your dream wedding

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A quote won’t impact your credit score