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Wedding loans for your perfect day

A wedding is supposed to be an incredible experience – a Handy Finance loan can take the stress out of funding a day you’ll never forget. Our low-rate wedding finance options help cover upfront costs such as venue hire, food and drink, flowers, car hire and more.

$2-75k Loan Amounts

$0 Monthly Fees

$0 Early Repayment Fees

1-7 yrs Flexible Loan Terms

The Process

3 quick and easy steps to securing your loan

Get a Free Quote

Obtain an indicative rate quote in minutes, without impacting your credit score!

Apply in Minutes

If you’re happy with your Quick Quote, you can finalise the application online. No printing. No paper. No fuss.

Get Your Funds

You will receive an indicative decision in seconds. Once approved funds should be in your account within 24 hours

Get a quote
Get a Free Quote icon
Get a Free Quote icon
Get a Free Quote icon

Get a Free Quote

Obtain an indicative rate quote in minutes, without impacting your credit score!

Review
Apply in Minutes icon
Apply in Minutes icon
Apply in Minutes icon

Apply in Minutes

If you’re happy with your Quick Quote, you can finalise the application online. No printing. No paper. No fuss.

Get funds
Get Your Funds icon
Get Your Funds icon
Get Your Funds icon

Get Your Funds

You will receive an indicative decision in seconds. Once approved funds should be in your account within 24 hours

Wedding loans calculator

You have enough to think about while planning a wedding, so we’ve made the repayment process simple for you.

Calculator
Calculator
$25000
4 Years
Select repayments type
Your Repayments From
$254.85
per week
This will not impact your credit score
Indicative Rate From
6.57%
Comparison Rate From
7.19%
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
Fund Money Bag Money Bag
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
Bubble wedding loan
Your wedding, your way
Dream wedding dress
Hire the perfect venue
Stress-free, quick wedding loans

Make the perfect day possible

Handy Finance easy wedding loans allow you to focus on what really matters: planning a magical day that you and your guests will remember forever.

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A quote won’t impact your credit score

Handy Guide

Looking for a wedding loan for your big day?

Explore how Handy Finance Wedding Loans can help you cover the costs of your special day with ease. From rings to venues, our tailored loans are designed to meet your wedding needs, letting you focus on creating unforgettable moments without financial stress.

Handy Guide

Applying for a wedding loan with Handy Finance

At Handy Finance, we aim to make applying for a wedding loan in Australia as easy as possible. Apply online and receive an indicative decision in minutes. Once approved, you’ll receive your funds within 24 hours. We make it our mission to offer wedding loans tailored to suit your needs – you can apply for financing between $2,001 and $75,000. When you apply for a loan from us, you’ll have access to low-interest rates (from 6.57% p.a.* with a comparison rate of 7.19% p.a.*) and flexible loan terms.

The benefits of a wedding loan

Handy Finance Wedding Loans offer the flexibility to manage your wedding expenses in a way that suits your financial situation. With a wedding loan, you can make sure that each detail of your celebration is just as you’ve dreamed. 

Enhanced financial flexibility: a wedding loan allows you to book in advance. This can help with booking your ideal venue and suppliers but can also have the added benefit of securing a better deal through early booking discounts.

Keeping your savings for a rainy day: with a wedding loan, you won’t have to dip into your savings account to pay for your big day. Keep your safety net intact for other big financial goals.

Fixed interest rates and repayment terms: allow for better financial planning with a fixed interest rate and repayment terms – you’ll always know how much you need to pay each month, fortnight or week (depending on what you select at application). Handy Finance Wedding Loans come with $0 monthly fees and $0 early repayment fees, too – so you won’t be penalised for paying off your loan faster than expected!

A wedding loan helps make your wedding day magical and financially comfortable by spreading the costs over time with manageable repayments.

Discover wedding financing options

Handy Finance provides wedding loans tailored to cover everything from venues to floral arrangements, ensuring your big day goes smoothly. Whether it’s financing your engagement party or planning a dream honeymoon, our loans offer the flexibility to handle all wedding-related costs without the stress of upfront expenses.

With loan amounts ranging from $2,001 to $75,000 and repayment terms of one to seven years, you can choose a plan that fits your budget. Apply online in minutes, and start bringing your wedding vision to life.

Frequently asked questions

Need help with something? Here are our most frequently asked questions.

Wedding loan basics

Wedding loans are specially curated personal loans designed to help you with the expenses of a wedding. You can spread the cost of your wedding over the terms of your loan, giving you the necessary funds to help make your wedding a delightful and memorable event. Handy Finance Wedding Loans have a fixed interest rate, $0 monthly fees and generous financing and repayment options – this makes them stand out from other financing options.

Our wedding loans are versatile and cover a multitude of expenses. You can use your wedding loan to cover costs for your reception and venue, catering, rings and outfits, entertainment and photography, cars or other transport to and from the day, decorations and flowers, and even your honeymoon.

Yes, most wedding loans can be used to cover the cost of any engagement-related expenses and honeymoon-related expenses. Handy Finance also offers personal travel loans that can be used for honeymoons. Contact our team to find out what might suit your specific needs.

A Handy Finance Wedding Loan can be used for wedding-related costs as long as the primary purpose of the loan is still to pay for your wedding. What does this mean exactly? If you use the majority of your loan to pay for your wedding – whether that be catering, floral arrangements, entertainment and venue hire, wedding dresses and suits – you can use part of the sum to pay for something like your honeymoon or to finance other family members coming to your wedding.

If you have any questions about which type of personal loan might be right for you, call the Handy Finance team to talk through the details today.

Yes, they can! If you are a parent and want to help with wedding expenses, you can take out a Handy Finance Wedding Loan. The same requirements apply – it must be used for wedding-related expenses such as catering or venue hire.

Eligibility and application process

The Handy Finance Wedding Loan application process is streamlined and user-friendly. You can complete the whole application online, and you will usually receive an indicative decision within minutes. Once your loan application has been approved, your wedding loan funds will appear in your account within 24 hours.

Handy Finance offers wedding loans between $2,001 and $75,000. This range means you can apply for an amount that aligns with your wedding vision and financial comfort. Our loans are tailored to give you the funds you need to carry out your big day successfully but not burden you with unnecessary debt.

That is entirely up to you. To apply for a wedding loan, you don’t need to have quotes to submit along with the application. However, researching expenses and getting quotes from those essential suppliers (think venue, food and transportation) can help you decide how much you need to borrow.

Very soon after your application is approved. Once your loan application has been approved, your wedding loan funds will appear in your account within 24 hours.

Wedding loan terms

At Handy Finance, we offer competitive interest rates to help you make your dream wedding a reality. Our interest rates for wedding loans start from 6.57% p.a.* (comparison rate: 7.19% p.a.*). Factors such as your credit rating or score and financial circumstances will influence the interest rate for your loan. Find out more about our interest rates here.

Handy Finance Wedding Loans prioritise flexibility, as we know circumstances can change. That’s why we have a $0 early repayment fee. If you’re in a position to make extra repayments or pay out your wedding loan entirely, you won’t be penalised for this.

Financial terms and loan management

Traditional bank lenders tend to have higher operating costs, resulting in higher rates. Handy Finance keeps rates low by keeping operating costs down and remaining focused on our mission – allowing people to live life to the fullest.

Fixed-rate loans are completely transparent from day one – because the rate doesn’t change, you know exactly how much you will be repaying and how often for the entirety of your loan.

Handy Finance will offer you an interest rate based on your personal credit history and situation. You can find your personalised rate in just a few minutes with our free quote. Please note that this rate is just an estimate, and it won’t affect your credit score.

With Handy Finance, you can repay for up to seven years. Repayments are made weekly, fortnightly or monthly.

Repayments on Handy Finance loans can be made weekly, fortnightly or monthly. You must use direct debit for all scheduled repayments. To make repayments ahead of schedule, log into your borrower dashboard and do so using BPAY.

If financial hardship is making repayments difficult to meet, please contact the Handy Finance team at 1300 990 115 or [email protected]

Personal loans from Handy Finance range between $2,001 and $75,000, depending on how much you need, your income and your credit rating.

Question icon

Have questions? Handy Finance can help

For more information about loans with Handy Finance, check out our helpful resources, get in contact with our team on 1300 990 115 or complete our online enquiry form.

Get a Handy Finance loan for your dream wedding

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Best Excellent Credit Personal Loan 2024
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OurMoneyMarket recently rebranded to Handy Finance and, whilst this gives us a shiny new look, all the people, products, and services within our business remain the same. The awards listed were presented to OurMoneyMarket before we changed our name and are used here with permission from the lovely people that gave them to us.

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