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Handy offers you
pre-approval with simple and affordable payment solutions

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    Plan for the future

    Make plans with a budget that works for you. With Handy, you can secure a pre-approved finance limit so that you can plan ahead with peace of mind.

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    No obligation 3-month validity

    Handy pre-approvals are valid for three months. During this time, no repayments will begin. This gives you time to plan for the future without the pressure to start repayments.

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    Easy to apply

    Apply online in minutes for a Handy pre-approved finance limit. Once approved, Handy will place the funds on standby for you until you are ready, so you’ll know your loan is secure.

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    Quick and Handy

    With our digital capability and dedicated onshore customer service team, you can access your pre-approved funds within 24 hours. Apply online – anytime, anywhere!

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Best Excellent Credit Personal Loan 2024
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OurMoneyMarket recently rebranded to Handy Finance and, whilst this gives us a shiny new look, all the people, products, and services within our business remain the same. The awards listed were presented to OurMoneyMarket before we changed our name and are used here with permission from the lovely people that gave them to us.

4 Quick and Easy Steps to Securing Your Pre-approval

Take a preapproval with you for your next purchase

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Apply Online

Complete your application online. Submit all of the required documentation.
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Get pre-approval

Our dedicated team will provide you with the amount best suited for your needs.

Make a plan

Think about when and how to make the most out of your loan – we’ll hold your funds for up to 3 months.
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Repay when ready

When you are ready to get started, settle your loan within as little as 24 hours.

Get conditionally approved in minutes

Get started(Opens in a new tab)

A quote won’t impact your credit score