Finance your green home upgrades
Go green with sustainable options to upgrade your home with solar panels and batteries, all while making a positive impact.
Interest rate from
6.57
%
p.a.*
Comparison rate
7.51
%
p.a.*
Transform your home and start saving today
Handy Finance Green Loans help you invest in a sustainable future with solar panels and batteries, making it easier to reduce energy costs and lower your carbon footprint.
Loan Amounts
$2,001 - $75,000
No Monthly Fees
$0
No Early Repayment Fees
$0
Flexible Loan Terms
1 - 10 years
3 quick and easy steps to securing your loan
Step 1
Get a free quote
Obtain an indicative quote in minutes, without impacting your credit score!
Step 2
Apply in Minutes
If you're happy with your quote, you can finalise the application online in minutes.
Step 3
Get Your Funds
You can get an indicative decision in minutes. Once approved, funds can be settled within 24 hours.
A quote won't impact your credit score
Green loan calculator
Estimate how your repayments could look like so you can start your journey to a greener future with complete transparency.
I'd like to borrow
$30,000
Over a period of
4 years
With repayments every
Estimated weekly repayments from
$
including interest and fees
Loan amount --
Total estimated interest and fees --
Principal plus interest and fees --
A quote won’t impact your credit score
Interest rate from
6.57 % p.a*
Comparison rate
7.51 % p.a*
Interest rate from
6.57
%
p.a.*
Comparison rate
7.51
%
p.a.*
The interest rate and repayment amount are estimates only, based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
Green loans today for a better tomorrow
Finance your sustainable upgrades with a Handy Finance Green Loan. Our loans can help you lower energy costs while making a positive impact on the environment.
A quote won’t impact your credit score
Taking the stress out of finance
Read what our happy customers are saying about us
Super Happy – Solar
Good solar battery payment plan
The efficiency is next level
Green Loans Explored
Explore the key questions about green loans and learn how they can support your journey toward a more sustainable future.
Frequently asked questions
Need help with something? Here are our most frequently asked questions.
What is the difference between a green loan and a personal loan?
A green loan is a type of personal loan designed specifically to make sustainable investments more affordable. Unlike general personal loans, the funds from a Handy Finance Green Loan are dedicated solely to purchasing or upgrading your home with solar panels and solar batteries.
The terms of our green loans are also longer than our other personal loans. With a Handy Finance Green Loan, you have a loan term of between one and 10 years.
What can a green personal loan be used for?
If sustainable practices and eco-friendly technology are important to you, Handy Finance Green Loans are a popular way to access money to invest in these initiatives. Our green loans are specifically designed to cover the purchase and installation of solar panels and solar batteries, helping you reduce energy costs and environmental impact.
With a Handy Finance Green Loan, you can:
- Install solar panels to harness the sun’s power
- Purchase and install solar batteries to store excess energy for later use
These upgrades allow you to make your home more energy-efficient and sustainable, while lowering both your carbon footprint and energy bills.
What are the pros of using a green personal loan?
Opting for a Handy Finance Green Loan can unlock opportunities to invest in environmental sustainability and make greener choices for your home.
By switching to solar energy, you may reduce your household’s power consumption, which potentially means lower energy bills over time. Not only are you supporting the environment with your green choices, but you might also find yourself saving money.
Green loans have terms of up to 10 years, allowing you to spread the cost of your investment over a period that works for you. You can choose to make repayments weekly, fortnightly, or monthly.
Other benefits of a Handy Finance Green Loan include $0 monthly loan service fees and the ability to pay off your loan early, with a $0 early repayment fee.
How do I apply for a green personal loan? What documents are needed for my application?
You can apply online for your Handy Finance Green Loan in just a few minutes – we’ve made the process simple. To apply, you’ll need documents to verify your identity, income, and expenses, such as a driver’s licence and bank statements. Once submitted, you can receive an indicative quote within minutes.
How do you offer lower rates than traditional lenders?
Traditional bank lenders tend to have higher operating costs, which can result in higher rates. Handy Finance aims to keep rates low by keeping operating costs down to make finances less daunting and allow people to live life to the fullest.
What does a fixed-rate loan mean?
A fixed-rate loan means that your interest rate will remain the same throughout your loan term. Fixed-rate loans are completely transparent from day one – because the rate doesn’t change, you know exactly how much you will be repaying and how often for the entirety of your loan. Handy Finance only offers fixed-rate green loans.
What will my interest rate look like?
Handy Finance aims to ensure borrowers with a good credit history are rewarded with better rates. Handy Finance’s green loan interest rates are based on your personal credit history and evaluation against our credit scorecard. You can receive an indicative rate estimate in just a few minutes via our online application form. Any estimates provided do not constitute an offer or approval of finance. Your repayment amount and interest rate will be provided if an application is submitted and approved.
How long will my repayments last?
With Handy Finance, you can repay your green loan for up to 10 years. Repayments are made weekly, fortnightly or monthly.
How do repayments work?
Repayments on Handy Finance loans can be made weekly, fortnightly or monthly. You must use direct debit for all scheduled repayments. To make repayments ahead of schedule, log into your borrower dashboard and do so using BPAY.
If you are experiencing financial hardship and have difficulty meeting your repayments, please contact the Handy Finance team on 1300 990 115 or [email protected]
How much money can I borrow?
Green loans from Handy Finance range between $2,001 and $75,000. We’ll review your income, credit history, and existing debt to determine before providing a loan amount offer for you. We aim to make sure that your loan offer fits your budget comfortably.
Make green choices with our low-rate loans
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