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Go green and start saving today

Handy sustainability loans empower people to invest in a greener future with solar panels, rainwater tanks, electric vehicle charging stations and other energy-efficient renovations.

$2-75k Loan Amounts

$0 Monthly Fees

$0 Early Repayment Fees

1-10 yrs Flexible Loan Terms

The Process

3 quick and easy steps to securing your loan

Get a Free Quote

Obtain an indicative rate quote in minutes, without impacting your credit score!

Apply in Minutes

If you’re happy with your Quick Quote, you can finalise the application online. No printing. No paper. No fuss.

Get Your Funds

You will receive an indicative decision in seconds. Once approved funds should be in your account within 24 hours

Get a quote
Get a Free Quote icon
Get a Free Quote icon
Get a Free Quote icon

Get a Free Quote

Obtain an indicative rate quote in minutes, without impacting your credit score!

Review
Apply in Minutes icon
Apply in Minutes icon
Apply in Minutes icon

Apply in Minutes

If you’re happy with your Quick Quote, you can finalise the application online. No printing. No paper. No fuss.

Get funds
Get Your Funds icon
Get Your Funds icon
Get Your Funds icon

Get Your Funds

You will receive an indicative decision in seconds. Once approved funds should be in your account within 24 hours

Green loan calculator

Estimate how your repayments could look like so you can start your journey to a greener future with complete transparency.

Calculator
Calculator
$25000
10 Years
Select repayments type
Your Repayments From
$254.85
per week
This will not impact your credit score
Indicative Rate From
6.57%
Comparison Rate From
7.19%
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
Fund
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
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Solar hot water system
Green home loans
Green loans for solar panels
New double-glazed windows

Green loans today for a better tomorrow

Take action today and help create a better future. Make your home an eco-paradise with a green loan from Handy.

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A quote won’t impact your credit score

Frequently Asked Questions

Green loan information

A green loan is a type of personal loan. What sets it apart from general personal loans is that the money is specifically loaned to help make sustainable purchases more affordable. Your green personal loan can be used to take part in verified green initiatives, whether that is buying products or upgrading your home to be more environmentally friendly. The terms of our green loans are also longer than our other personal loans. With a Handy Finance Green Loan, you have a loan term of between one and 10 years.

If sustainable practices and eco-friendly technology are important to you, Handy Finance Green Loans are a great way to access money to invest in these initiatives. Here are some of the initiatives and environmentally friendly upgrades that are covered by a green loan:

  • Buying and installing solar panels, solar/heat pump water systems or solar pool heating units
  • Improving ventilation and insulation around your home, such as energy-efficient window treatments
  • Swapping your current appliances for more energy-efficient ones, such as your lighting or air conditioning units
  • Upgrading to smart/connected home products
  • Making the switch from non-LED to LED lighting
  • Buying battery packs
  • Installing electric vehicle charging stations at home

Opting for a green personal loan with Handy Finance unlocks plenty of benefits, the most important being you can invest in environmental sustainability. Our green loans are tailored as much as possible to your financial situation. We look at it as a partnership between us to bring a greener future to life.

When you choose eco-friendly, sustainable products that are more efficient, you’ll find your household consuming less power, fuel and water – which means lower bills. Not only are you supporting the environment with your green choices, but typically, you’ll find yourself saving money, too. 

Taking out a green loan means you can switch to more sustainable practices when you want to. Green loans have terms of up to 10 years. Spread the cost of your investment over a time period that suits you, choosing to pay the loan off in weekly, fortnightly or monthly instalments. 

Some other benefits of taking out your green loan with Handy Finance include the $0 monthly loan service fees. You can also pay off your loan early, as there is a $0 early repayment fee.

You can apply online for your Handy Finance Green Loan in minutes – we’ve made the process that simple. All you’ll need in advance are documents to verify your identity, such as a driver’s licence and bank statements. This helps our experts provide a quote matching your unique circumstances.

Financial terms and rates

Traditional bank lenders tend to have higher operating costs, resulting in higher rates. Handy Finance keeps rates low by keeping operating costs down and remaining focused on our mission – allowing people to live life to the fullest.

Fixed-rate loans are completely transparent from day one – because the rate doesn’t change, you know exactly how much you will be repaying and how often for the entirety of your loan.

Handy Finance will offer you an interest rate based on your personal credit history and situation. You can find your personalised rate in just a few minutes with our free quote. Please note that this rate is just an estimate, and it won’t affect your credit score.

Loan management and repayments

With Handy Finance, you can repay your green loan for up to 10 years. Repayments are made weekly, fortnightly or monthly.

Repayments on Handy Finance loans can be made weekly, fortnightly or monthly. You must use direct debit for all scheduled repayments. To make repayments ahead of schedule, log into your borrower dashboard and do so using BPAY.

If financial hardship is making repayments difficult to meet, please contact the Handy Finance team at 1300 990 115 or info@handyfinance.com.au

Green loans from Handy Finance range between $2,001 and $75,000, depending on how much you need, your income and your credit rating.

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Have questions? Handy Finance can help

For more information about loans with Handy Finance, check out our helpful resources, get in contact with our team on 1300 990 115 or complete our online enquiry form.

Ready to start with sustainability? Get your green loan rate today

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A quote won’t impact your credit score