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Enjoy freedom with simple holiday and travel loans

Handy Finance offers flexible holiday loan terms with easy repayments that make jetting off on your next adventure a breeze.

$2-75k Loan Amounts

$0 Monthly Fees

$0 Early Repayment Fees

1-7 yrs Flexible Loan Terms

The Process

3 quick and easy steps to securing your loan

Get a Free Quote

Obtain an indicative rate quote in minutes, without impacting your credit score!

Apply in Minutes

If you’re happy with your Quick Quote, you can finalise the application online. No printing. No paper. No fuss.

Get Your Funds

You will receive an indicative decision in seconds. Once approved funds should be in your account within 24 hours

Get a quote
Get a Free Quote icon
Get a Free Quote icon
Get a Free Quote icon

Get a Free Quote

Obtain an indicative rate quote in minutes, without impacting your credit score!

Review
Apply in Minutes icon
Apply in Minutes icon
Apply in Minutes icon

Apply in Minutes

If you’re happy with your Quick Quote, you can finalise the application online. No printing. No paper. No fuss.

Get funds
Get Your Funds icon
Get Your Funds icon
Get Your Funds icon

Get Your Funds

You will receive an indicative decision in seconds. Once approved funds should be in your account within 24 hours

Holiday and travel loans calculator

Estimate how your loan repayments could look so that you can get cracking on the holiday planning.

Calculator
Calculator
$25000
4 Years
Select repayments type
Your Repayments From
$254.85
per week
This will not impact your credit score
Indicative Rate From
6.57%
Comparison Rate From
7.19%
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
Fund
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
Bubble travel loan
Explore the world
Have a fun family retreat
Easy financing for travel
Plan the ultimate overseas trip

A loan for the ultimate adventure

Handy holiday and travel loans allow you to see the world your way, whether solo or with the people you love most.

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A quote won’t impact your credit score

Handy Guide

Fast and secure travel loans with Handy Finance

A personal loan designed to be spent on travel, holiday loans allow you to put together the best possible travel plans. Time is of the essence when it comes to snapping up travel deals for flights and accommodation: Handy Finance Travel Loans are designed to be quick, ensuring you receive the funds when you need them. The application process is quick and simple, ensuring you don’t miss a beat in planning your ideal getaway. At Handy Finance, you can apply for a personal loan for travel between $2,001 to $75,000.

Handy Guide

How do I get a personal travel loan?

You can apply for a Handy Finance Holiday Loan online. Our application form is designed to be hassle-free, allowing you to apply from the comfort of your home or on the go. Following your application, you can expect a decision within minutes: we’ll let you know an indicative quote. Once approved, the funds for your holiday loan will be in your account within 24 hours, so you can get back to locking in the details of your adventure.

How Handy Finance Holiday Loans work

Our travel loans are tailored to suit you. They’ll cover whatever travel costs you need: transportation, accommodation, food, travel insurance and unique experiences. Once approved, the funds will be transferred to your account, enabling you to book that dream holiday. Repayments are structured to be as comfortable as possible, spread over time in manageable instalments – you can choose to repay your loan over one to seven years, weekly, fortnightly or monthly. The flexibility of travel loans allow you to enjoy your trip knowing your finances are secure, ensuring the only thing on your mind is the adventure that awaits.

The benefits of a travel loan with Handy Finance

Travel loans come packed with plenty of benefits! They provide the immediate funds you need to book your travel, allowing you to take advantage of early booking discounts or snatch up irresistible last-minute deals. Our personal holiday loans all have a fixed interest rate, too – once that rate is locked in, you’ll have a clear idea of your repayments and how long they will last. Need cash on hand while on holiday? Taking out a travel loan means avoiding the cash advance fees that come with withdrawing cash from credit cards.

Frequently Asked Questions

Travel loan application and eligibility

It doesn’t matter if you’re planning an overseas holiday or trip closer to home: our financing is flexible and available to support you in travelling to your destination of choice. Choosing the perfect destination is an exciting part of your travel journey, and our travel loans are here to support you every step of the way.

Absolutely! You don’t need to have a specific destination in mind to apply for a travel loan. We understand that planning a trip involves many moving parts – and sometimes, the best part about being on holiday is leaving room for spontaneous decisions and last-minute experiences! You can still apply for a Handy Finance Travel Loan without specifying a final destination or itinerary. Whether you’re drawn to sandy beaches, historic cities, or majestic mountains, our personal loans for travel are ready to make your journey as smooth and enjoyable as possible.

Travel loans cover ALL parts of your holiday, which means there is a wide range of holiday-related expenses that fall within the terms of this particular personal loan. You can spend the money on

  • International and domestic holidays
  • Family holidays, solo holidays or honeymoons
  • Flights, tours and cruises
  • Package holidays
  • Accommodation
  • Travel insurance
  • Travel accessories (think suitcases, backpacks, or other specialised equipment)

Handy Finance Travel Loans can be used for a range of different holidays – local mini-breaks, overseas adventures or even a driving holiday. If you are thinking of making your next holiday an epic road trip close to home, we offer tailored caravan loans, too. 

You can! A co-borrower can be a friend, family member or loved one who shares the responsibility for the travel loan. Having a co-borrower can enhance the strength of your loan application by pooling creditworthiness and resources.

Travel loan terms and repayments

The repayment plan for your travel loan will be carefully crafted to match your financial capabilities. Handy Finance always considers a few key factors before assigning you a set repayment amount. Your final sum depends on the total loan amount, your loan terms, your nominated repayment frequency (weekly, fortnightly or monthly) and the interest rate.

Handy Finance Travel Loans are flexible – it’s all part of our commitment to offering a truly versatile and tailored product! With options that allow you to make repayments weekly, fortnightly, or monthly, you can choose a rhythm that suits your financial cycle.

Any personal loans for holidays you secure through Handy Finance will have repayments. These repayments could be spread out over a term of up to 7 years. This means you have time to pay off the loan according to what works best for you. We want to make sure that each step along the travel holiday ladder is aligned with your financial circumstances.

For Handy Finance Travel Loans, repayments will be set regularly over the loan term. These repayments cover the principal loan amount and any interest and fees. All travel loans from Handy Finance are fixed, so you will have a set sum that you are required to pay each time, allowing you to budget accordingly. You can choose to repay in monthly, fortnightly or weekly instalments.

Our Handy Finance Travel Loans help you cover travel-related expenses, both big and small. You can apply to borrow anywhere from $2,001 to $75,000, giving you the flexibility of choosing a sum that helps bring your dream holiday to life but is also comfortable to pay off in instalments.

Yes – travel loans from Handy Finance can be used just for your holiday accommodation costs.

Financial terms and rates

Traditional bank lenders tend to have higher operating costs, resulting in higher rates. Handy Finance keeps rates low by keeping operating costs down and remaining focused on our mission – allowing people to live life to the fullest.

Fixed-rate loans are completely transparent from day one – because the rate doesn’t change, you know exactly how much you will be repaying and how often for the entirety of your loan.

Handy Finance will offer you an interest rate based on your personal credit history and situation. You can find your personalised rate in just a few minutes with our free quote. Please note that this rate is just an estimate, and it won’t affect your credit score.

Loan management and repayments

Once your travel loan has settled, your personal loan repayments will begin based on the repayment frequency (monthly, fortnightly or weekly) you chose during the application process. 

Repayments for any personal loan with Handy Finance work the same way. They are structured and set so you can pay off the sum you’ve borrowed by the end of your loan term (between one and seven years). Our team will calculate the minimum repayment amount, including any interest charged on the loan. This will stay the same throughout the repayment term, as Handy Finance loans all have a fixed interest rate. There is also a one-time establishment fee to be paid along with your repayment. You must use direct debit for all scheduled repayments.

If financial hardship is making repayments difficult to meet, please contact the Handy Finance team at 1300 990 115 or [email protected]

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Have questions? Handy Finance can help

For more information about loans with Handy Finance, check out our helpful resources, get in contact with our team on 1300 990 115 or complete our online enquiry form.

Get a rate for your next getaway with Handy

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