Create the home of your dreams
Turn your vision into reality with Handypay. Start renovations today and pay later with flexible, affordable payment plans.
Interest rate from
6.57
%
p.a.*
Comparison rate
7.51
%
p.a.*
Make your renovation plans happen - with no stress
Looking to fund your upgrades? Handypay offers fast, no-obligation pre-approvals within minutes, so you can explore home renovation payment plans that work for you.
Payment Plan Amounts
$2,001 - $100,000
No Monthly Fees
$0
No Early Repayment Fees
$0
Flexible Terms
1 - 7 years
3 quick and easy steps to securing your payment plan
Step 1
Get a free quote
Obtain an indicative quote in minutes, without impacting your credit score!
Step 2
Apply in Minutes
If you're happy with your quote, you can finalise the application online in minutes.
Step 3
Get Your Funds
You can get an indicative decision in minutes. Once approved, funds can be settled within 24 hours.
A quote won't impact your credit score
Home renovation payment plan calculator
Get a quick estimate of what your repayments could look like
I'd like to borrow
$30,000
Over a period of
4 years
With repayments every
Estimated weekly repayments from
$
including interest and fees
Loan amount --
Total estimated interest and fees --
Principal plus interest and fees --
A quote won’t impact your credit score
Interest rate from
6.57 % p.a*
Comparison rate
7.51 % p.a*
Interest rate from
6.57
%
p.a.*
Comparison rate
7.51
%
p.a.*
The interest rate and repayment amount are estimates only, based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
Upgrade your space without the wait
Revamp your home inside and out! Refresh your bathroom, upgrade your kitchen, or create a cosy outdoor space with a Handypay home renovation payment plan.
A quote won’t impact your credit score
Taking the stress out of finance
Read what our happy customers are saying about us
Great service, highly recommend!
The most quick and simple experience
This is great
Your guide to home renovation payment plans with Handypay
Bring your renovation goals to life with flexible finance options that work for you. Our home renovation payment plans are simple to apply for and designed to help you cover costs from planning through to completion.
Frequently asked questions
Need help with something? Here are our most frequently asked questions.
How do you offer lower rates than traditional lenders?
Traditional bank lenders tend to have higher operating costs, which can result in higher rates. Handypay aims to keep rates low by keeping operating costs down to make finances less daunting and allow people to live life to the fullest.
What does a fixed-rate plan mean?
A fixed-rate payment plan means that your interest rate will remain the same throughout your term. Fixed-rate payment plans are completely transparent from day one – because the rate doesn’t change, you know exactly how much you will be repaying and how often for the entirety of your plan. Handypay only offers fixed-rate home renovation payment plans.
What will my interest rate look like?
Handypay offers interest rates based several factors including personal credit history and financial situation. You can find your personalised indicative rate in just a few minutes with our free quote. Please note that this rate is just an estimate, and it won’t affect your credit score.
How long will my repayments last?
With Handypay, you can spread out your repayments for up to seven years with options to pay weekly, fortnightly, or monthly depending on your income.
How do repayments work?
Repayments are simple and flexible. You can choose to pay weekly, fortnightly, or monthly via direct debit.
If you’re facing financial difficulties, our friendly team is here to help – just contact us at [email protected].
How much money can I borrow?
You can borrow up to $100,000 for our Handypay payment plans. The amount you can access will depend on your income, credit score, and financial needs.
Get your home renovation payment plan quote now
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A quote won’t impact your credit score
Payment plans to suit you
With Handypay, you can take out payment plans to cover:
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