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Pool and Spa Payment Plans

Turn your backyard into a paradise

Bring your dream outdoor space to life – install your pool or spa today and pay over time with Handypay flexible payment plans.

Interest rate from

6.57

%

p.a.*

Comparison rate

7.51

%

p.a.*

Generally at least half of our approved customers will receive the representative rate or lower.
Representative rate: 9.99% p.a.*
Representative Comparison rate: 11.94% p.a.*
Award Award
Award Award
Award Award Award
OurMoneyMarket recently rebranded to Handy Finance. While we have a fresh new look, all the people, products, and services remain the same. The awards listed were presented to OurMoneyMarket before the rebrand and are used here with permission.

Take the plunge and enjoy your very own pool or spa

Your dream backyard is now within reach! With our flexible spa, sauna, and pool payment plans, you can easily turn your outdoor space into a relaxing retreat, all while staying on budget.

Feature

Payment Plan Amounts

$2,001 - $100,000

No Monthly Fees

$0

No Early Repayment Fees

$0

Flexible Terms

1 - 7 years

Award Award
Award Award
Award Award Award
OurMoneyMarket recently rebranded to Handy Finance. While we have a fresh new look, all the people, products, and services remain the same. The awards listed were presented to OurMoneyMarket before the rebrand and are used here with permission.
The process

3 quick and easy steps to securing your payment plan

Apply

A quote won't impact your credit score

Loan Calculator

Pool and spa payment plan calculator

Get a quick estimate of what your repayments could look like

I'd like to borrow

$30,000

Over a period of

4 years

With repayments every

Week
Fortnight
Month

My credit rating is

  • Excellent
  • Very good
  • Good
  • Average
  • Below Average
Calculator icon

Estimated weekly repayments from

$

including interest and fees

Apply now
Total estimated interest and fees payable -- info icon Loan amount -- Total estimated interest and fees -- Principal plus interest and fees -- A quote won’t impact your credit score

Interest rate from

6.57 % p.a*

Comparison rate

7.51 % p.a*

Interest rate from

6.57

%

p.a.*

Comparison rate

7.51

%

p.a.*

The interest rate and repayment amount are estimates only, based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.

Bubble pool loan
Swim in the pool
Relax in the sauna
Adding a pool or spa
Flexible swimming pool financing

Make every day feel like a holiday

Your backyard could be your ultimate retreat – a pool to swim in, a spa to unwind in, or a sauna to detox and recharge. Enjoy your new upgrade now and spread the cost over time with repayments that work for you.

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A quote won’t impact your credit score

Taking the stress out of finance

Read what our happy customers are saying about us

The most quick and simple experience

We had the pleasure of completing our application for our new pool with Jake. The entire process took less than 2 hours for completion. Jake was professional and punctual and also directed us to other uses of their product which will benefit us greatly. The whole experience has been an absolute pleasure
Sam
productreview.com.au

This is great

The process was friendly ,calm and easy ,the way extremely helpful and very efficient. The interest rate was very good and I highly recommend handy pay, our pool will be a great addition to our house
Caz P.
productreview.com.au

Great service, highly recommend!

Handypay were extremely easy to deal with and the process was seamless! If all credit organisation worked the same way as Handypay the lending industry would be much more efficient! Thank you to Dan and Aster for the calls and updates, your help has been truly wonderful
Denni
trustpilot.com
Handy Guide

Your guide to pool and spa payment plans

Dreaming of a backyard upgrade but worried about the cost? With Handypay’s pool payment plans, you can get your dream space without the stress. With flexible options, fast approvals, and a hassle-free process, we’ll take you from plans to poolside bliss.

Handy Guide

How do pool and spa payment plans work?

Our pool and spa payment plans make upgrading your backyard simple. No need to pay anything upfront – our flexible options let you spread the cost over time, so it fits your budget better. Whether you’re looking to install a pool, spa, or sauna, we offer weekly, fortnightly, or monthly repayment options. 

We aim to make your dream backyard achievable, which is why we offer fast approvals and a simple process to help you create the outdoor space you’ve always wanted; all without the financial stress.

How much does a swimming pool cost in Australia?

Asking how much a swimming pool costs is like asking how much a car costs – it all depends on the make, model, and features. Above-ground pools and spas typically come at a lower price tag, ranging from $5,000 to $8,000. On the other hand, inground pools require more work and materials, with prices starting around $30,000 and potentially going up to $100,000.

To get a clearer picture of the cost, think about the type of pool you’re planning:

  • Are you going for an above-ground pool, or will you need to dig into your backyard for an inground design?
  • What size will it be?
  • What shape are you imagining?
  • Will you need extra safety fencing or decking?

All these factors will impact the costs and give you a better idea which pool payment plan will work best for you.

The benefits of financing your pool with Handypay

With Handypay, you can bring your backyard vision to life with flexible payment options and competitive interest rates. Choose repayment terms from 1 to 7 years, with the option to pay weekly, fortnightly, or monthly.

Plus, there’s no monthly fees, and if you want to pay it off early, you absolutely can – no penalties! We keep things straightforward and hassle-free, so you can focus on relaxing in your new pool or spa without stressing over payments.

Can I use the payment plan for a spa or sauna, as well as a pool?

Yes! Whether you’re upgrading to a pool or installing a spa, Handypay offers payment plans that suit your needs. And if you’re thinking of adding a sauna, you can even use our sauna payment plan to make it happen. We provide flexible terms to help you create that relaxing oasis you’ve always dreamed of.

Frequently asked questions

Need help with something? Here are our most frequently asked questions.

Traditional bank lenders tend to have higher operating costs, which can result in higher rates. Handypay aims to keep rates low by keeping operating costs down to make finances less daunting and allow people to live life to the fullest.

A fixed-rate payment plan means that your interest rate will remain the same throughout your term. Fixed-rate payment plans are completely transparent from day one – because the rate doesn’t change, you know exactly how much you will be repaying and how often for the entirety of your plan. Handypay only offers fixed-rate pool and spa payment plans.

Handypay offers interest rates based several factors including personal credit history and financial situation. You can find your personalised indicative rate in just a few minutes with our free quote. Please note that this rate is just an estimate, and it won’t affect your credit score.

With Handypay, you can spread out your repayments for up to seven years with options to pay weekly, fortnightly, or monthly depending on your income.

Repayments are designed to be easy and stress-free. They’re made via direct debit on a schedule that suits you – weekly, fortnightly, or monthly. If you’d like to pay extra and clear your balance sooner, you can do that anytime through BPAY. 

If you need support or have any questions, just contact us at [email protected].

You can borrow up to $100,000 for our Handypay payment plans. The amount you can access will depend on your income, credit score, and financial needs.

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Have questions? Handypay can help

For more information about loans with Handypay, check out our helpful resources, get in contact with our team on 1300 990 115 or complete our online enquiry form.

Refresh your home with competitive pool and spa payment plans

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A quote won’t impact your credit score