Access learning with manageable payments
Pursue post-grad studies, advanced training, or your child’s schooling with Handypay’s flexible education payment plans.
Interest rate from
6.57
%
p.a.*
Comparison rate
7.51
%
p.a.*
Invest in education with flexible education payment plans
Get the financial support you need for your studies, whether it’s for a degree or your child’s schooling. Our tuition fee payment plans keep things manageable, so you can focus on learning – not stressing over costs.
Payment Plan Amounts
$2,001 - $75,000
No Monthly Fees
$0
No Early Repayment Fees
$0
Flexible Terms
1 - 7 years
3 quick and easy steps to securing your payment plan
Step 1
Get a free quote
Obtain an indicative quote in minutes, without impacting your credit score!
Step 2
Apply in Minutes
If you're happy with your quote, you can finalise the application online in minutes.
Step 3
Get Your Funds
You can get an indicative decision in minutes. Once approved, funds can be settled within 24 hours.
A quote won't impact your credit score
Education payment plan calculator
Get a quick estimate of what your repayments could look like
I'd like to borrow
$30,000
Over a period of
4 years
With repayments every
Estimated weekly repayments from
$
including interest and fees
Loan amount --
Total estimated interest and fees --
Principal plus interest and fees --
A quote won’t impact your credit score
Interest rate from
6.57 % p.a*
Comparison rate
7.51 % p.a*
Interest rate from
6.57
%
p.a.*
Comparison rate
7.51
%
p.a.*
The interest rate and repayment amount are estimates only, based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
Unlock your potential with education today
Education holds the keys to a brighter future. Handypay makes it easier for you to invest in your future with tuition fee payment plans that allow you to study now and pay later. All so you can focus on getting on the right track today.
A quote won’t impact your credit score
Taking the stress out of finance
Read what our happy customers are saying about us
Customer service AMAZING
One of the best financial organisations in Australia!
Quick and Easy
Your guide to Handypay’s education payment plan
Remove financial stress from education with payment plans designed for your schedule. Whether covering university fees, professional development, or children’s schooling, we make learning accessible through manageable payments.
Frequently asked questions
Need help with something? Here are our most frequently asked questions.
How do you offer lower rates than traditional lenders?
Traditional bank lenders tend to have higher operating costs, which can result in higher rates. Handypay aims to keep rates low by keeping operating costs down to make finances less daunting and allow people to live life to the fullest.
What does a fixed-rate plan mean?
A fixed-rate payment plan means that your interest rate will remain the same throughout your term. Fixed-rate payment plans are completely transparent from day one – because the rate doesn’t change, you know exactly how much you will be repaying and how often for the entirety of your plan. Handypay only offers fixed-rate education payment plans.
What will my interest rate look like?
Handypay offers interest rates based several factors including personal credit history and financial situation. You can find your personalised indicative rate in just a few minutes with our free quote. Please note that this rate is just an estimate, and it won’t affect your credit score.
How long will my repayments last?
With Handypay, you can spread out your repayments for up to seven years with options to pay weekly, fortnightly, or monthly depending on your income.
How do repayments work?
Repayments can be set up through debit card and can be automatically deducted either on a weekly, fortnightly, or monthly basis. You can also pay it off faster by making advance payments using BPAY.
Got any more questions about our payment plans? Just email us at [email protected], and we’ll be happy to help!
How much money can I borrow?
We have different options that suit your needs. You can borrow up to $75,000 for education payment plans. The exact amount you can borrow will depend on your income, credit score, and financial needs.
Get your education payment plan quote now
Get started(Opens in a new tab)
A quote won’t impact your credit score
Payment plans to suit you
With Handypay, you can take out payment plans to cover:
Recommended reads
