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TINY HOME PAYMENT PLANS

Finance your dream tiny home

From first concept to final build, Handypay helps you finance your tiny home with repayment options that suit your lifestyle.

Interest rate from

6.57

%

p.a.*

Comparison rate

7.51

%

p.a.*

Generally at least half of our approved customers will receive the representative rate or lower.
Representative rate: 9.99% p.a.*
Representative Comparison rate: 11.94% p.a.*
Get started
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OurMoneyMarket recently rebranded to Handy Finance. While we have a fresh new look, all the people, products, and services remain the same. The awards listed were presented to OurMoneyMarket before the rebrand and are used here with permission.

Tiny home finance designed with flexibility in mind

Traditional home financing doesn’t always suit tiny builds, so Handypay provides an alternative that may suit better. Discover flexible finance options and consider the next step toward small-space living – without unnecessary hassle.

Feature

Payment Plan Amounts

$2,001 - $75,000

No Monthly Fees

$0

No Early Repayment Fees

$0

Flexible Terms

1 - 7 years

Award Award
Award Award
Award Award Award
OurMoneyMarket recently rebranded to Handy Finance. While we have a fresh new look, all the people, products, and services remain the same. The awards listed were presented to OurMoneyMarket before the rebrand and are used here with permission.
The process

3 quick and easy steps to securing your payment plan

Step 1

Get a free quote

Obtain an indicative quote in minutes, without impacting your credit score!

Step 2

Apply in Minutes

If you're happy with your quote, you can finalise the application online in minutes.

Step 3

Get Your Funds

You can get an indicative decision in minutes. Once approved, funds can be settled within 24 hours.

Apply

A quote won't impact your credit score

Loan Calculator

Tiny home payment plan calculator

Get a quick estimate of what your repayments could look like

I'd like to borrow

$30,000

Over a period of

4 years

With repayments every

Week
Fortnight
Month

My credit rating is

  • Excellent
  • Very good
  • Good
  • Average
  • Below Average
Calculator icon

Estimated weekly repayments from

$

including interest and fees

Apply now
Total estimated interest and fees payable -- info icon Loan amount -- Total estimated interest and fees -- Principal plus interest and fees -- A quote won’t impact your credit score

Interest rate from

6.57 % p.a*

Comparison rate

7.51 % p.a*

Interest rate from

6.57

%

p.a.*

Comparison rate

7.51

%

p.a.*

The interest rate and repayment amount are estimates only, based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.

Tinyhome_bubble
Build your dream tiny home
Live simply, live smart
Create your perfect retreat
Efficient living finance options

Discover a smarter way to fund your tiny home

Traditional home loans don’t always fit tiny living. Handypay offers flexible payment plans and repayments designed to help you move in sooner and enjoy your new space without the wait.

Get in Touch(Opens in a new tab)

A quote won’t impact your credit score.

Taking the stress out of finance

Read what our happy customers are saying about us

Best customer service

I recently applied for a small personal loan to help me out with some home renovations I wanted to get done. I have always been worried to do my finances outside of a big bank. but whenever in need I will definitely be coming back every time as long as people like Nimesha are at the company.
Jake
productreview.com.au

Home Improvement finance

Our roof was in poor shape and hubby wasn't able to get up there so we needed a roof repair job done and the builder used these guys for a low rate loan to finance the job, everything was sorted in a few hours
Katerina
productreview.com.au

One of the best financial organisations in Australia!

A great company to dealt with - from approval to set up to closing out, everything was so easy. Most of all, the customer service offered by the staff is fantastic. Would highly recommend them.
Trishna K.
productreview.com.au
Handy Guide

Understanding tiny home financing options

Considering tiny home living? Handypay payment plans could help make it more accessible. Here are some key things to consider when exploring financing for your tiny home purchase.

Handy Guide

The different types of tiny house finance options available

Tiny home financing can feel like piecing together a puzzle, and understanding your options is an important first step. Handypay offers payment plan options that can cover tiny home purchases up to $100,000.

You can choose between secured and unsecured options, depending on what works best for your situation. Payment plan terms range from 1 to 7 years, with repayments available weekly, fortnightly or monthly. This flexibility means you could tailor the payment plan to suit your budget and timeline.

What you’ll need to get started

To be eligible for tiny home financing, you must meet the following criteria:

  • Be at least 18 years old
  • Be an Australian citizen or permanent resident
  • Not be in hardship with a different financial provider

Here’s how to get started with Handypay’s tiny home payment plans:

  1. Choose your tiny home and pick the model or builder that suits you best.
  2. Fill out the online application form on our website.
  3. Submit your documents, such as ID and bank statements.
  4. You can get your personalised indicative quote in minutes, with your funds able to be settled within 24 hours after approval.

Applications are assessed based on your income, credit score, and overall financial situation to ensure the payment plan is right for your budget.

What are the perks of tiny home financing?

Spreading the cost over time makes it easier to own your very own tiny home. With flexible payment plans that let you make weekly, fortnightly, or monthly repayments, you can pick what suits your budget best. Financing also opens the door to owning a tiny home without needing to save up for a huge lump sum first. This means you can get into the lifestyle you want sooner, without waiting to save up. With Handypay’s competitive rates and $0 early repayment fees, you can plan your repayments around your income without feeling financially stretched.

How to choose the right tiny home finance options

To choose the suitable way to pay for your tiny home, think about the following factors:

  • Repayment length – spreading repayments over a longer period lowers your regular payments but may increase the total amount paid.
  • Interest rates – fixed rates offer predictable payments that stay the same for your plan’s entire term, while variable rates tend to fluctuate with the market.
  • Frequency of repayments – you can weekly, fortnightly, or monthly repayments to match your income schedule.
  • Upfront costs – These plans let you start without a big upfront payment, so you don’t have to save a lump sum first.

Consider your total budget carefully and ensure you can comfortably meet repayments, as this may affect your credit score and financial wellbeing.

Frequently asked questions

Need help with something? Here are our most frequently asked questions.

Traditional bank lenders tend to have higher operating costs, which can result in higher rates. Handypay aims to keep rates low by keeping operating costs down to make finances less daunting and allow people to live life to the fullest.

A fixed-rate payment plan means that your interest rate will remain the same throughout your term. Fixed-rate payment plans are completely transparent from day one – because the rate doesn’t change, you know exactly how much you will be repaying and how often for the entirety of your plan. Handypay only offers fixed-rate tiny home payment plans.

Handypay offers interest rates based several factors including personal credit history and financial situation. You can find your personalised indicative rate in just a few minutes with our free quote. Please note that this rate is just an estimate, and it won’t affect your credit score.

With Handypay, you can spread out your repayments for up to seven years with options to pay weekly, fortnightly, or monthly depending on your income.

Repayments are simple and flexible. You can choose to pay weekly, fortnightly, or monthly via direct debit. 

If you’re facing financial difficulties, our friendly team is here to help – just contact us at [email protected].

With our tiny home payment plans, you can borrow anywhere from $2,001 to $100,000. The exact amount you can access will depend on your income, credit score, and financial needs.

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Have questions? Handypay can help

For more information about payment plans with Handypay, check out our helpful resources, get in contact with our team on 1300 990 115 or complete our online enquiry form.

FAQs
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A quote won’t impact your credit score

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