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MEDICAL PAYMENT PLANS

Get the care you need, without delay

Prioritise your health with ease. Handypay’s flexible payment plans let you get the care you need now and pay over time.

Interest rate from

6.57

%

p.a.*

Comparison rate

7.51

%

p.a.*

Generally at least half of our approved customers will receive the representative rate or lower.
Representative rate: 9.99% p.a.*
Representative Comparison rate: 11.94% p.a.*
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Award Award
Award Award Award
OurMoneyMarket recently rebranded to Handy Finance. While we have a fresh new look, all the people, products, and services remain the same. The awards listed were presented to OurMoneyMarket before the rebrand and are used here with permission.

Stay on top of your health with flexible medical treatment payment plans

Whether it’s a planned cosmetic, dental procedure, or unexpected medical costs, Handypay’s health payment plans are here to make it easier to manage the expenses. Leave the financial stress behind and focus on what truly matters: your recovery.

Feature

Payment Plan Amounts

$2,001 - $75,000

No Monthly Fees

$0

No Early Repayment Fees

$0

Flexible Terms

1 - 7 years

Award Award
Award Award
Award Award Award
OurMoneyMarket recently rebranded to Handy Finance. While we have a fresh new look, all the people, products, and services remain the same. The awards listed were presented to OurMoneyMarket before the rebrand and are used here with permission.
The process

3 quick and easy steps to securing your payment plan

Step 1

Get a free quote

Obtain an indicative quote in minutes, without impacting your credit score!

Step 2

Apply in Minutes

If you're happy with your quote, you can finalise the application online in minutes.

Step 3

Get Your Funds

You can get an indicative decision in minutes. Once approved, funds can be settled within 24 hours.

Apply

A quote won't impact your credit score

Loan Calculator

Medical payment plan calculator

Get a quick estimate of what your repayments could look like

I'd like to borrow

$30,000

Over a period of

4 years

With repayments every

Week
Fortnight
Month

My credit rating is

  • Excellent
  • Very good
  • Good
  • Average
  • Below Average
Calculator icon

Estimated weekly repayments from

$

including interest and fees

Apply now
Total estimated interest and fees payable -- info icon Loan amount -- Total estimated interest and fees -- Principal plus interest and fees -- A quote won’t impact your credit score

Interest rate from

6.57 % p.a*

Comparison rate

7.51 % p.a*

Interest rate from

6.57

%

p.a.*

Comparison rate

7.51

%

p.a.*

The interest rate and repayment amount are estimates only, based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.

Bubble medical loan
Payment plans for dental work
Put your health first
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Put your health first without the financial stress

No more delaying important treatments. Handypay makes it simple to access medical care by offering everything from medical to dental treatment payment plans that work within your budget.

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A quote won’t impact your credit score

Taking the stress out of finance

Read what our happy customers are saying about us

A+ for service

Each representative we spoke with went out of their way to help, and to understand our circumstances - they really listened. This is how banking should be
Rebecca
productreview.com.au

One of the best financial organisations in Australia!

A great company to dealt with - from approval to set up to closing out, everything was so easy. Most of all, the customer service offered by the staff is fantastic. Would highly recommend them.
Trishna K.
productreview.com.au

Fast and reliable service

Riley was so helpful on the phone this morning answered my questions and was very patient. Great interest rate. Much easier than going through a bank. Loan approved in less than 24 hours
Anne-Maree H
productreview.com.au
Handy Guide

Understanding medical treatment payment plans at Handypay

Dealing with unanticipated medical expenses? Our flexible medical payment plans make it easier to focus on your recovery. With a simple application process and repayments that suit your budget, we’re here to take some of the pressure off.

Handy Guide

How a medical payment plan can help you

We know dealing with medical expenses can be stressful, but we can help you through it. While Medicare and private health insurance can help you cover some costs, there are certain expenses they won’t be able to stretch to. A medical payment plan steps in to cover those gaps, making sure you don’t have to let the financial side of things slow down your recovery.

What expenses can I use a medical payment plan for?

Handypay’s medical payment plans are flexible and can cover a wide range of expenses. Here are some of the most common uses:

  • Surgery, including elective, cosmetic, eye, and dental procedures
  • Hair transplant treatments
  • IVF and fertility treatment
  • Purchasing any medical equipment that you may need for personal use
  • Covering the costs of medication during and post-recovery
  • Rehabilitation
  • Radiology
  • General hospital bills and related expenses

If you’re faced with a sudden health issue, a medical treatment payment plan can make things a whole lot easier. Unlike putting a big bill on a high-interest credit card, our plans offer fixed interest rates and clear repayment terms, giving you the certainty to handle the unexpected.

How medical and dental treatment payment plans work

Applying for a medical payment plan is simple and quick. Fill out the online application, and in minutes, you can receive an initial quote. Once your application is approved, your funds can be settled within 24 hours.

One of the key benefits of choosing our payment plan is the fixed rate. This helps you budget with confidence, as you’ll know exactly how much you need to pay and when throughout the entire plan. We understand everyone’s situation is different, which is why we offer flexible options. You can borrow anywhere from $2,001 to $75,000, with repayment terms between one and seven years. You can also choose weekly, fortnightly, or monthly repayments to suit your budget.

For procedures such as dental treatments, we offer a dedicated dental treatment payment plan to help you manage costs and stay in control of your payments, making it easier to fit healthcare expenses into your budget.

Am I eligible for a Handypay payment plan?

To be eligible for a medical treatment payment plan with Handypay, you’ll need to meet a few criteria:

  • You must be an Australian citizen or permanent resident, and at least 18 years old.
  • It’s also important that you haven’t had any financial difficulties with other providers.
  • Lastly, you need a steady income, whether from employment or self-employment.

Be ready to provide proof of identity and recent bank statements when you apply.

Frequently asked questions

Need help with something? Here are our most frequently asked questions.

Traditional bank lenders tend to have higher operating costs, which can result in higher rates. Handypay aims to keep rates low by keeping operating costs down to make finances less daunting and allow people to live life to the fullest.

A fixed-rate payment plan means that your interest rate will remain the same throughout your term. Fixed-rate payment plans are completely transparent from day one – because the rate doesn’t change, you know exactly how much you will be repaying and how often for the entirety of your plan. Handypay only offers fixed-rate medical payment plans.

Handypay offers interest rates based several factors including personal credit history and financial situation. You can find your personalised indicative rate in just a few minutes with our free quote. Please note that this rate is just an estimate, and it won’t affect your credit score.

With Handypay, you can spread out your repayments for up to seven years with options to pay weekly, fortnightly, or monthly depending on your income.

We make our repayments process stress-free. You can choose to have them automatically deducted on your debit card either weekly, fortnightly, or on a monthly basis. Want to pay it off faster? You can make advance repayments anytime using BPAY.

If you have any more questions, feel free to reach out at [email protected].

The amount you qualify for will depend on your income, credit score, and financial needs. You are allowed to borrow up to $75,000 for your treatments.

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Have questions? Handypay can help

For more information about loans with Handypay, check out our helpful resources, get in contact with our team on 1300 990 115 or complete our online enquiry form.

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