Caravan Loans

Choosing a loan from Handy Finance for your camper or caravan spreads the cost over time, making it easier to manage financially.

• It’s a great way to own a caravan without putting a strain on your savings, leaving you free to use your money for other things.
• Our loans offer flexibility in financial planning, so you can enjoy your new caravan or camper without the worry of a big upfront payment.
• Securing a caravan loan expands your purchasing power, allowing you to explore newer or safer caravan models that might have been unaffordable upfront.
• Taking out a caravan loan can also help you to establish a positive credit history. A caravan loan is a great way to demonstrate to future lenders that you are responsible with money and can be trusted to make repayments on time. A good credit history can also help you secure a better interest rate for future loans.

You can use a Handy Finance Caravan Loan to buy vehicles like caravans, camper trailers, and campervans. Whether looking at brand-new models or considering a used option, our loan gives you the flexibility to choose the one that best meets your needs.

Applying for caravan finance with Handy Finance is easy. You can apply online and request a free quote to give you an idea of the loan amount and terms you’d get. This should be ready within minutes. Complete your application online, remembering to include the required documentation – identification documents, proof of income, and any information about the caravan you want to buy. If your application is approved, the money will be delivered to your account within 24 hours.

When you apply for a Handy Finance caravan loan, you’ll need to provide identification documents (such as a driver’s licence or passport), proof of income, and information about the caravan or camper trailer you plan to buy.

Pre-approval for a Handy Finance caravan loan is about giving you an idea of what you can borrow based on your financial situation and creditworthiness. Just apply online, and we’ll quickly get back to you with a loan amount that suits you. Our pre-approvals last for 1 month, giving you time to plan. Once you decide, we can settle your loan within 24 hours.

The amount you can borrow for caravan finance will depend on various factors such as your credit score, income, and the cost of the caravan or camper trailer you intend to purchase, but generally, Handy Finance caravan Loans can range from $2,001 to $75,000.

We offer a no-deposit option, so you might not need any down payment at all for your caravan loan.

Yes, for a Handy Finance caravan loan, the caravan or camper trailer itself usually acts as security. This means secured caravan loans typically have lower interest rates compared to unsecured loans. By tying the loan to the asset, you benefit from saving on interest, leading to a lower total cost over the life of the loan.

Handy Finance offers loans for both new and used caravans. There’s no age limit on the caravan you choose, giving you the flexibility to select the perfect one for your needs and budget.

Yes, you can use a Handy Finance loan to buy a caravan from a private seller, giving you more purchasing options when shopping around as well as more choices to find the right deal.

At Handy Finance, you won’t face any fees for making extra payments on your caravan loan. This is a good strategy to reduce your loan balance faster, which can cut down on the total amount of interest you pay. Plus, it means you could finish paying off your loan earlier than planned.

Yes, Handy Finance offers caravan loan refinancing options. This can be a smart choice if your financial situation changes and you need a loan that better fits your new circumstances.

The rate which caravans lose their value can vary. Brand, model, how well you maintain it, and usage all play a part. New caravans might lose value quickly at first, but this slows down as they get older. Keeping it in good shape can help it keep its value.

There are several places you can buy a caravan. Dealerships are a popular choice because they usually offer warranties and reliable service. Another option is buying from private sellers, who may offer more flexible pricing, though without the same level of assurance you’d get from a dealership. You can also explore a wide range of caravans through online platforms, where you can compare various makes and models. Handy Finance accommodates caravan purchases from most sellers, giving you the freedom to choose the best option that aligns with your requirements and preferences. We aim to make your caravan finance experience as convenient and personalised as possible, supporting your purchase choice, whether it’s from a dealership, a private seller, or online.

A comparison rate is really useful when you’re looking at caravan loans. It takes the interest rate and the loan establishment fee and combines them into one percentage. This gives you a clearer picture of the total cost of the loan. It’s a great way to compare different Handy Finance loans and find the one that’s best for you.