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Flexible funeral loans with Handy Finance

A funeral loan with Handy Finance allows you access to crucial funds upfront to settle costs for your loved one’s funeral. It can make an emotional and trying time easier and allow you to farewell your friend or family member however you want.

$2-75k Loan Amounts

$0 Monthly Fees

$0 Early Repayment Fees

1-7 yrs Flexible Loan Terms

The Process

3 quick and easy steps to securing your loan

Get a Free Quote

Obtain an indicative rate quote in minutes, without impacting your credit score!

Apply in Minutes

If you’re happy with your Quick Quote, you can finalise the application online. No printing. No paper. No fuss.

Get Your Funds

You will receive an indicative decision in seconds. Once approved funds should be in your account within 24 hours

Get a quote
Get a Free Quote icon
Get a Free Quote icon
Get a Free Quote icon

Get a Free Quote

Obtain an indicative rate quote in minutes, without impacting your credit score!

Review
Apply in Minutes icon
Apply in Minutes icon
Apply in Minutes icon

Apply in Minutes

If you’re happy with your Quick Quote, you can finalise the application online. No printing. No paper. No fuss.

Get funds
Get Your Funds icon
Get Your Funds icon
Get Your Funds icon

Get Your Funds

You will receive an indicative decision in seconds. Once approved funds should be in your account within 24 hours

Funeral loan calculator

Estimate what your funeral loan repayments could look like so that you can start your borrowing journey with complete transparency.

Calculator
Calculator
$25000
4 Years
Select repayments type
Your Repayments From
$254.85
per week
This will not impact your credit score
Indicative Rate From
6.57%
Comparison Rate From
7.19%
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
Fund
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
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Funeral loans to help you cover end-of-life costs

Not everyone can plan ahead for funeral costs. A funeral loan with Handy Finance can ease the financial burden of a funeral and other end-of-life costs.

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Handy Guide

Understanding funeral loan at Handy Finance

Handy Guide

Funeral loans to cover a range of expenses

Handy Finance offers funeral loans to help you cover any costs related to the funeral or burial of your loved one. Funerals can be costly, and quickly finding a large sum of money can be hard. Reduce the financial burden by taking out a funeral loan. You will receive the sum upfront and be able to pay for what you need immediately while spreading the repayments into smaller manageable sums. 

Let Handy Finance help you cover funeral costs with a flexible and affordable loan. These costs can include: 

  • Securing a funeral director and paying for a service
  • Burial and cremation expenses
  • Flowers and refreshments for the service and wake

You can apply for a funeral loan between $2,001 and $75,000, with loan terms between one and seven years. All funeral loans from Handy Finance come with a fixed interest rate. This means your repayments are set from the beginning – you won’t have to worry about fluctuating repayments based on market conditions. Choose to pay off your funeral loan monthly, fortnightly or weekly instalments. You’ll also have the option of repaying your loan early – there is a $0 early repayment fee on all our money loans.

Eligibility criteria

In order to apply for a Handy Finance Funeral Loan, you must prove you meet this eligibility criteria:

  • You must be at least 18 years of age
  • You must be an Australian permanent resident or Australian citizen
  • You must be employed and receive employment income (including self-employment)
  • You must not have outstanding or unpaid defaults
  • You must not have a history of bankruptcy nor be party to a court judgment
  • You must not be in financial hardship with another financial provider

As with our easy loans, you can apply for a funeral loan online. All you need to do is complete an application form and include documents that prove you meet the eligibility criteria. 

This includes ID (driver’s license or passport) and three months’ bank statements. When you apply, submit your bank statements through the Illion Bank Statement service. This is a secure service that Handy Finance uses to access and verify your statements – we won’t be able to make transactions on your account, only view the statements. You can upload the statements manually, but this will increase the processing time of your application. 

We pride ourselves on reviewing and releasing funds in a timely manner. Once you’ve submitted your application online, our credit experts will release an indicative result within a few minutes. When your application is approved, funds will arrive in your bank account within 24 hours.

Secure the funeral loan you need from Handy Finance

Speak to our credit experts about our funeral loans today. Find low interest rates and competitive terms when you seek an online loan from Handy Finance.

Frequently Asked Questions

At Handy Finance, we offer secured and unsecured funeral loans. The difference between the two is that a secured funeral loan requires you to offer up a vehicle as security against the loan. It’s an extra layer of assurance for the lender and can lead to more favourable loan terms. Unsecured loans don’t require security, but they can have higher interest rates and less competitive terms, as they are more risky options for a lender.

If you are over the age of 18, an Australian citizen or permanent resident, and currently employed, you are eligible for a funeral loan. You must also be able to prove that you do not have a history of bankruptcy, have any unpaid debts, and be in financial hardship with another lender.

You can use a personal funeral loan to cover all costs associated with your loved one’s funeral and burial. This includes paying for a funeral director and the service, choosing an appropriate coffin, and catering and venue for the wake.

Yes, you can use your funeral loan to pay for the funeral director of your choice.

At Handy Finance, we offer funeral loans between $2,001 and $75,000. You can use this money to cover part or all of the relevant funeral costs.

You can. At Handy Finance, we have a $0 early repayment fee across all our personal loans, including funeral loans. If you are able to pay off your loan in full, you will be able to do so without needing to pay any extra fees.

We offer loan terms between one and seven years for funeral loans. Once you know your loan term, you can nominate to repay the loan in weekly, fortnightly or monthly instalments. You aren’t locked into this repayment schedule either. If you want to change your repayment schedule, call our credit team.

Yes, Handy Finance Funeral Loans can cover overseas funeral expenses. However, any funds approved will be settled in an Australian bank account, not a foreign account.

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Have questions? Handy Finance can help

For more information about loans with Handy Finance, check out our helpful resources, get in contact with our team on 1300 990 115 or complete our online enquiry form.

Unlock possibilities with Handy Finance funeral loans

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A quote won’t impact your credit score