Fast and flexible loans for legal fees
Ensure your legal fees are paid on time with a legal loan from Handy Finance. Apply for a loan to cover costs from a range of legal matters.
Interest rate from
6.57
%
p.a.*
Comparison rate
7.51
%
p.a.*
Apply online for a legal loan with Handy Finance
Whether you’re finalising a separation or pursuing other matters, knowing you’ll be able to meet the cost of legal fees is a huge benefit. Once you submit your application, you can receive an indicative decision within minutes.
Loan Amounts
$2,001 - $75,000
No Monthly Fees
$0
No Early Repayment Fees
$0
Flexible Loan Terms
1 - 7 years
3 quick and easy steps to securing your loan
Step 1
Get a free quote
Obtain an indicative quote in minutes, without impacting your credit score!
Step 2
Apply in Minutes
If you're happy with your quote, you can finalise the application online in minutes.
Step 3
Get Your Funds
You can get an indicative decision in minutes. Once approved, funds can be settled within 24 hours.
A quote won't impact your credit score
Legal loan calculator
Estimate what your legal loan repayments could look like so that you can start your borrowing journey with complete transparency.
I'd like to borrow
$30,000
Over a period of
4 years
With repayments every
Estimated weekly repayments from
$
including interest and fees
Interest rate from
6.57 % p.a*
Comparison rate
7.51 % p.a*
Interest rate from
6.57
%
p.a.*
Comparison rate
7.51
%
p.a.*
The interest rate and repayment amount are estimates only, based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
Finance for essential legal services
Handy Finance Legal Loans are designed specifically to help you cover legal services. Once approved for a legal loan, funds can be settled within 24 hours, giving you peace of mind that you can manage your legal fees with a flexible loan from Handy Finance.
A quote won’t impact your credit score
Taking the stress out of finance
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Legal Loans explored
Understand the essentials of legal loans and how they can help cover your legal costs. See the flexible options available and how they can make managing repayments easier and more predictable.
Frequently asked questions
Need help with something? Here are our most frequently asked questions.
Why should I consider taking out a loan to cover legal fees?
Using a loan to cover your legal fees can provide peace of mind during what can be an emotional or stressful time. Instead of paying the full cost upfront, you can spread the expenses into smaller, more manageable repayments. This helps cover costs associated with legal proceedings – whether it’s hiring a lawyer, engaging a mediator, or arranging property evaluations – without the immediate financial pressure.
How do legal loans work?
Legal loans from Handy Finance allow you to borrow between $2,001 and $75,000, with repayment terms of one to seven years. You can apply online and receive an indicative quote in minutes. All our legal loans are secured and come with a fixed interest rate, meaning your repayments remain consistent over the life of the loan. There are no additional monthly fees, and you can repay your loan early without any extra cost.
Who is eligible for a legal loan?
The eligibility criteria for legal loans are the same as those for other Handy Finance personal loans.
- You must be 18 years of age or older
- You must be an Australian citizen or permanent resident
- You must be currently employed, which includes self-employment
- You must not have a history of bankruptcy or be party to a court judgement (regarding your finances)
- You must not have any outstanding or unpaid defaults.
Will there be credit checks for legal loans?
Yes. At Handy Finance, a credit check is conducted on all customers applying for legal loans. Your credit score is one of the key factors used to determine the fixed interest rate offered for your loan.
You can check your credit score before applying. This gives you an idea of your current score and allows you time to take steps to improve it if needed.
Can I use the legal loan funds for any other purpose?
Any funds you borrow under a legal loan must be used to finance legal services. A legal loan can help with a range of costs associated with legal proceedings, such as hiring a lawyer, property or asset valuers, and mediation or arbitration services. Funds can be used to fully or partially cover legal expenses.
Does the other legal party have to know about my financial situation?
This will depend on the circumstances. Seek advice from your lawyer on this.
What’s the average cost of a lawyer for separation?
This can depend on the final course of action that you choose to take. Generally, securing a solicitor or barrister for court proceedings will be much more expensive than pursuing arbitration or mediation. Consult a legal advice service for more information on your specific situation.
How do I find the right family lawyer?
There are many resources online that can help you locate the right family lawyer for you. You can reference this list of family law experts from the Law Council of Australia or head to the Attorney-General’s Department for further legal assistance services.
How are assets divided in a legal separation?
This will depend on your specific circumstances and the advice of your lawyers.
Unlock possibilities with Handy Finance legal loans
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