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Legal Loans

Fast and flexible loans for legal fees

Ensure your legal fees are paid on time with a legal loan from Handy Finance. Apply for a loan to cover costs from a range of legal matters.

Interest rate from

6.57

%

p.a.*

Comparison rate

7.51

%

p.a.*

Generally at least half of our approved customers will receive the representative rate or lower.
Representative rate: 9.99% p.a.*
Representative Comparison rate: 11.94% p.a.*
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OurMoneyMarket recently rebranded to Handy Finance. While we have a fresh new look, all the people, products, and services remain the same. The awards listed were presented to OurMoneyMarket before the rebrand and are used here with permission.

Apply online for a legal loan with Handy Finance

Whether you’re finalising a separation or pursuing other matters, knowing you’ll be able to meet the cost of legal fees is a huge benefit. Once you submit your application, you can receive an indicative decision within minutes.

Feature

Loan Amounts

$2,001 - $75,000

No Monthly Fees

$0

No Early Repayment Fees

$0

Flexible Loan Terms

1 - 7 years

Award Award
Award Award
Award Award Award
OurMoneyMarket recently rebranded to Handy Finance. While we have a fresh new look, all the people, products, and services remain the same. The awards listed were presented to OurMoneyMarket before the rebrand and are used here with permission.
The process

3 quick and easy steps to securing your loan

Apply

A quote won't impact your credit score

Loan Calculator

Legal loan calculator

Estimate what your legal loan repayments could look like so that you can start your borrowing journey with complete transparency.

I'd like to borrow

$30,000

Over a period of

4 years

With repayments every

Week
Fortnight
Month

My credit rating is

  • Excellent
  • Very good
  • Good
  • Average
  • Below Average
Calculator icon

Estimated weekly repayments from

$

including interest and fees

Apply now
Total estimated interest and fees payable -- info icon Loan amount -- Total estimated interest and fees -- Principal plus interest and fees -- A quote won’t impact your credit score

Interest rate from

6.57 % p.a*

Comparison rate

7.51 % p.a*

Interest rate from

6.57

%

p.a.*

Comparison rate

7.51

%

p.a.*

The interest rate and repayment amount are estimates only, based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.

BubbleImage_Legal
Manage the cost of legal services
Obtain legal support
Fixed interest rate
Pay your legal fees on time

Finance for essential legal services

Handy Finance Legal Loans are designed specifically to help you cover legal services. Once approved for a legal loan, funds can be settled within 24 hours, giving you peace of mind that you can manage your legal fees with a flexible loan from Handy Finance.

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A quote won’t impact your credit score

Taking the stress out of finance

Read what our happy customers are saying about us

Best Loan experience

Dan was an absolute pleasure to work with and was very understanding of our situation. Could not have asked for a better experience during such a tough time for our family.
Tiffany R.
productreview.com.au

FAST and friendly

Fast!!! Wow that was so fast! Aster was so friendly. She helped me with the processing and ensuring I have the correct information and details, she was ready to listen and provide support answering questions or getting the correct information. Thank you again!
Tanya S.
productreview.com.au

Great experience

Taylor was extremely helpful, answered every question I asked, and did so politely and professionally. It's lovely to speak to someone who portrays personality and emotion instead of dealing with something robotic.
Travis
productreview.com.au
Handy Guide

Legal Loans explored

Understand the essentials of legal loans and how they can help cover your legal costs. See the flexible options available and how they can make managing repayments easier and more predictable.

Handy Guide

What are the advantages of legal loans?

Legal fee loans can be a practical way to manage the cost of legal services. One major benefit is the ability to spread payments over time, rather than covering a large sum upfront. This makes legal expenses more predictable and easier to fit into your budget. Additionally, legal fee loans offer flexible repayment options and competitive interest rates, allowing you to access the legal support you need while keeping your cash reserves available for other priorities.

Legal loans from Handy Finance

With Handy Finance, you can submit an online application for a legal loan ranging from $2,001 to $75,000, with loan terms between one and seven years. All our legal loans have a low fixed interest rate, meaning your repayments stay the same throughout the life of the loan. You can choose to pay weekly, fortnightly, or monthly, and there is a $0 early repayment fee – so you can pay off your loan early without any extra cost.

Once you’ve submitted your application form online, you can receive an indicative quote within minutes. If approved, funds can be settled within 24 hours. At Handy Finance, we aim to make the loan application and approval process as straightforward as possible.

Your final interest rate will be determined based on your financial situation at the time of application. You can use the Handy Finance Loan Calculator to estimate your potential interest rate and repayments. Simply enter your desired loan amount, loan term, repayment frequency, and credit rating to see an estimated interest rate and repayment amount. You can adjust the inputs to see how changes in credit score, loan term, or repayment frequency may affect your estimated repayments.

Flexible repayment options for legal loans

Managing legal costs doesn’t have to be overwhelming. Handy Finance offers a range of flexible repayment options, allowing you to choose weekly, fortnightly, or monthly schedules that best suit your budget. This flexibility makes it easier to manage your financial obligations while handling legal matters.

With loan terms ranging from one to seven years, you can spread repayments over a period that works for you, helping to reduce the pressure of large upfront costs. All legal loans come with a fixed interest rate, so your repayments remain predictable throughout the life of the loan. Plus, there are no early repayment fees, giving you the freedom to pay off your loan sooner if your circumstances allow.

Timely approvals for urgent legal matters

Legal situations often require quick action, and Handy Finance understands the importance of timely financial support. When you submit your application online, you can receive an indicative quote in minutes. Once approved, your funds can be settled in your account as soon as 24 hours. This helps you manage legal expenses promptly and gives you the flexibility to focus on your case rather than the cost.

Frequently asked questions

Need help with something? Here are our most frequently asked questions.

Using a loan to cover your legal fees can provide peace of mind during what can be an emotional or stressful time. Instead of paying the full cost upfront, you can spread the expenses into smaller, more manageable repayments. This helps cover costs associated with legal proceedings – whether it’s hiring a lawyer, engaging a mediator, or arranging property evaluations – without the immediate financial pressure.

Legal loans from Handy Finance allow you to borrow between $2,001 and $75,000, with repayment terms of one to seven years. You can apply online and receive an indicative quote in minutes. All our legal loans are secured and come with a fixed interest rate, meaning your repayments remain consistent over the life of the loan. There are no additional monthly fees, and you can repay your loan early without any extra cost.

The eligibility criteria for legal loans are the same as those for other Handy Finance personal loans.

  • You must be 18 years of age or older
  • You must be an Australian citizen or permanent resident
  • You must be currently employed, which includes self-employment
  • You must not have a history of bankruptcy or be party to a court judgement (regarding your finances)
  • You must not have any outstanding or unpaid defaults.

Yes. At Handy Finance, a credit check is conducted on all customers applying for legal loans. Your credit score is one of the key factors used to determine the fixed interest rate offered for your loan.

You can check your credit score before applying. This gives you an idea of your current score and allows you time to take steps to improve it if needed.

Any funds you borrow under a legal loan must be used to finance legal services. A legal loan can help with a range of costs associated with legal proceedings, such as hiring a lawyer, property or asset valuers, and mediation or arbitration services. Funds can be used to fully or partially cover legal expenses.

This will depend on the circumstances. Seek advice from your lawyer on this.

Divorce and separation

This can depend on the final course of action that you choose to take. Generally, securing a solicitor or barrister for court proceedings will be much more expensive than pursuing arbitration or mediation. Consult a legal advice service for more information on your specific situation.

There are many resources online that can help you locate the right family lawyer for you. You can reference this list of family law experts from the Law Council of Australia or head to the Attorney-General’s Department for further legal assistance services.

This will depend on your specific circumstances and the advice of your lawyers.

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Have questions? Handy Finance can help

For more information about loans with Handy Finance, check out our helpful resources, get in contact with our team on 1300 990 115 or complete our online enquiry form.

Unlock possibilities with Handy Finance legal loans

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A quote won’t impact your credit score