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Small payments
for big ideas

  • Purchase now, pay later
  • Flexible, interest-free payment plans
  • Take control of your finances and pay off your purchase at a pace that suits you
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A quote won’t impact your credit score

How it works

Handypay – keep money simple with a payment plan tailored to you.

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You apply

Easily apply online for a payment plan with Handypay.

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We pay

Access funds as soon as the next day, and we pay the vendor.

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You enjoy

Benefit from flexible repayments to get what you need today.

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It’s fast & easy

Finance conditionally approved in minutes

A simple, affordable, interest-free payment plan solution that helps you turn your dreams into reality today and pay over time – now that’s handy!

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    Amounts up to $75,000
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    No early exit and no early repayment fees
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A quote won’t impact your credit score

Simple, flexible, interest-free payment plans

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Home Renovation

  • Home interior/exterior
  • Bathroom renovations
  • Kitchen renovations
  • Pergolas
  • Patios
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Pools and Spas

  • Above ground pools
  • Fibreglass pools
  • Concrete pools
  • Saunas
  • Spas
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Eco-Friendly

  • Sustainable home improvements
  • Energy efficiency upgrades
  • Off-grid solar systems
  • Solar batteries
  • Solar panels
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Health

  • Medical treatment
  • Cosmetic surgery
  • Dental treatment
  • Hair transplant
  • IVF
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Education

  • Professional development
  • Postgraduate courses
  • Private tuition fees
  • Private school fees
  • Diplomas
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Other

  • Debt consolidation
  • Holiday and travel
  • Wedding loans
  • Joint loans
  • Car loans

Are you a business?

Handypay offers solutions to enhance your business.

Use the button below to contact our team and one of us will get straight back to you!

Frequently asked questions

Need help with something? Here are our most frequently asked questions.

With Handypay, you can repay for up to seven years. Repayments are made weekly, fortnightly or monthly.

Repayments on Handypay payment plans can be made weekly, fortnightly or monthly. You must use direct debit for all scheduled repayments. To make repayments ahead of schedule, log into your borrower dashboard and do so using BPAY.

If you’re facing financial difficulties, our friendly team is here to help – just contact us at [email protected].

Handypay offers interest-free payment plans ranging from $2,001 to $75,000, tailored to your needs, income, and credit rating.

Yes! You can pay off your interest-free plan at any time without any penalties. Paying off your balance early can help you clear your debt sooner while still enjoying the savings from your interest-free term.

Taking the stress out of finance

Read what our happy customers are saying about us

Quick and Easy

This was really impressive. The whole process took around 30 minutes - Nathan was awesome - and I received confirmation I was approved within 10 minutes of completing the application. Great service. The banks are in trouble.
George G.
trustpilot.com

Straightforward Application

Straightforward application, friendly staff, plain language regarding loan rules and most importantly... I got the loan I required! Thanks Jake and Jyonali!
Jamie B.
trustpilot.com

Smooth Sailing

Thank you for such a smooth process. Jake gave me clear and concise information in regards to the needs to fulfil my application and prompt answers. He was a pleasure to deal with. I will be recommending to family if they ever need finance.
Kelly O.
trustpilot.com