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Loans for solar power: brighten your home

Our green loans are the solution to finding a sustainable way to power your home. Use this loan to Invest in solar panels and join the green revolution.

$2-75k Loan Amounts

$0 Monthly Fees

$0 Early Repayment Fees

1-10 yrs Flexible Loan Terms

The Process

3 quick and easy steps to securing your loan

Get a Free Quote

Obtain an indicative rate quote in minutes, without impacting your credit score!

Apply in Minutes

If you’re happy with your Quick Quote, you can finalise the application online. No printing. No paper. No fuss.

Get Your Funds

You will receive an indicative decision in seconds. Once approved funds should be in your account within 24 hours

Get a quote
Get a Free Quote icon
Get a Free Quote icon
Get a Free Quote icon

Get a Free Quote

Obtain an indicative rate quote in minutes, without impacting your credit score!

Review
Apply in Minutes icon
Apply in Minutes icon
Apply in Minutes icon

Apply in Minutes

If you’re happy with your Quick Quote, you can finalise the application online. No printing. No paper. No fuss.

Get funds
Get Your Funds icon
Get Your Funds icon
Get Your Funds icon

Get Your Funds

You will receive an indicative decision in seconds. Once approved funds should be in your account within 24 hours

Green loan calculator

Estimate how your repayments could look like so you can start your journey to a greener future with complete transparency.

Calculator
Calculator
$25000
4 Years
Select repayments type
Your Repayments From
$254.85
per week
This will not impact your credit score
Indicative Rate From
6.57%
Comparison Rate From
7.19%
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
Fund
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
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Solar hot water system
Green home loans
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Loan solutions for solar panels with Handy Finance

Transform your home with solar panels. A green loan makes it easy to switch to solar, reducing your carbon footprint and electricity costs.

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A quote won’t impact your credit score

Frequently Asked Questions

Basics of solar financing and eligibility

A green loan is a type of personal loan specifically designed to finance buying environmentally friendly products and upgrades. At Handy Finance, we offer green loans of between $2,001 and $75,000. While most personal loans have a term of between one and seven years, Handy Finance Green Loans can be paid back over a term of between one and ten years. You can easily and quickly apply for a green loan online. Our credit team will review your application and send an indicative decision within minutes. All our green loans are tailored to your financial situation.

When you secure a Handy Finance loan, the only fee you must pay is the establishment fee. This fee is included when calculating your repayments to provide a more accurate total loan amount.

Other than this, no extra fees are attached to your green loan. All Handy Fiance loans have a $0 repayment fee, so you can pay off your loan early without an extra cost.

When you secure a Handy Finance loan, the only fee you must pay is the establishment fee. This fee is included when calculating your repayments to provide a more accurate total loan amount.

Other than this, no extra fees are attached to your green loan. All Handy Fiance loans have a $0 repayment fee, so you can pay off your loan early without an extra cost.

To apply for a green loan, which can be used for solar panel installation, you must be:

  • An Australian citizen or permanent resident
  • 18 years of age or older
  • Have no history of financial hardship with other loan providers
  • Have a regular source of income via employment (including self-employment)

You can be pre-approved for a Handy Finance Green Loan, the loan you can take out to finance solar panel installation. Applying is an easy and quick way to gauge your borrowing power. You can apply online by submitting all the relevant documentation. Our loan experts will review your application and share an indicative quote. A pre-approval for a green loan lasts for one month. Once this period has passed, we’ll need to reassess your application.

Handy Finance Home Renovation Loans can cover solar panel installation expenses. This might be the better option if you want to take out a loan covering a range of home improvements, including solar panel installation.

It’s important to remember that green loans are created specifically so you can upgrade your home with greener technology, which is reflected in the loan terms. If you’re not sure which loan is the right one for you, get in touch with one of our loan experts today, who can help you decide which loan will fit your financial situation best.

If you’ve decided to install solar panels at your home, you’ll quickly learn from your research that there are many related expenses you’ll need to consider. One of these is purchasing a solar battery – some will buy this upfront at the same time as the solar panels, while others will wait.

Buying the battery upfront will most likely mean you’ll need to take out a larger loan, which might not be feasible right away. It’s important to consider all options before applying for your loan. Call us to speak with a loan specialist today to find a solution that best meets your needs.

Yes, you can! Having environmentally friendly tech already installed won’t affect any applications for green loans. When you apply for a green loan with us, we judge your application on your financial circumstances and how well you match up to the eligibility criteria, not on what you have already installed in your home.

Working with Approved Solar Retailers/Installers

Traditional bank lenders tend to have higher operating costs, resulting in higher rates. Handy Finance keeps rates low by keeping operating costs down and remaining focused on our mission – allowing people to live life to the fullest.

If this is the case with the Approved Solar Retailer you’ve chosen, make sure that you’ve researched average deposit amounts and are clear on the terms of the contract you are signing.

One of the benefits of taking out a green loan for solar panels is that you can cover any upfront costs or deposits that are required. Upfront deposits are common, so make sure you are prepared for this expense. Once the Handy Finance team has approved your loan application, the funds will be released into your account within 24 hours.

Yes, it is recommended that you verify the brand and model of the solar panels that are being installed. Solar panels should meet Australian standards and come with reliable warranties.

Rebates and Tax Benefits

There are several different Australian government initiatives and rebates to encourage the adoption of greener technologies around the home. You can read more about what you might be eligible for when you visit Clean Energy Regulator, the government’s resource households installing solar panels. You can also find out what rebates you are eligible for depending on where you are located by referencing the Australian Government’s energy rebates and assistance page.

This includes information about claiming the small-scale technology certificate rebate (STC), how to choose the best solar panel system for your home and links to finding an Approved Solar Retailer.

For more information about rebates or tax deductions you may be eligible for, visit the Australian government’s Clean Energy Regulator.

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Have questions? Handy Finance can help

For more information about loans with Handy Finance, check out our helpful resources, get in contact with our team on 1300 990 115 or complete our online enquiry form.

Start with sustainability: Get your green loan rate today

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A quote won’t impact your credit score