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Loan Calculator

Finance your new Toyota

Get a quick estimate of what your repayments could look like

I'd like to borrow

$30,000

Over a period of

4 years

With repayments every

Week
Fortnight
Month

My credit rating is

  • Excellent
  • Very good
  • Good
  • Average
  • Below Average
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Estimated weekly repayments from

$

including interest and fees

Apply now A quote won't impact your credit score

Interest rate from

6.57 % p.a*

Comparison rate

7.51 % p.a*

Interest rate from

6.57

%

p.a.*

Comparison rate

7.51

%

p.a.*

The interest rate and repayment amount are estimates only, based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.

Total estimated interest and fees payable

$ over - years info icon Loan amount: $--- Total estimated interest and fees: $--- Principal plus interest and fees: $---

Principal

Principal + Interest

Affordability Calculator

How much can I afford?

I can afford

$0

Affordability icon

With repayments every

Week
Fortnight
Month

Over a period of

7 years

Based on the provided info, you may be able to borrow up to

$0

Apply now

Loan amount based on weekly repayments of $0 for 7 years, with an interest rate of 9.99% p.a.

4 quick and easy steps to securing finance pre-approval for your new Toyota

Take a pre-approval with you for your next purchase

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Apply online

Complete your application online. Submit all of the required documentation.
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Get pre-approval

Our dedicated team will come back to you within hours and provide you with your personalised indicative quote.
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Make a plan

Think about when and how to make the most out of your loan – we’ll hold your funds for up to a month.
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Repay when ready

When you are ready to get started, settle your loan within as little as 24 hours.
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Removing barriers for what you need

Get conditional approval in minutes to purchase what you need today.

  • Low rate

    Low Rates

    We’re committed to giving you the best and taking the stress out of borrowing, allowing you to enjoy life to the fullest.

  • Document

    No Hidden Fees

    Handy Finance fees are completely transparent, giving you complete control over your finances.

  • Dollar

    Simple and Flexible

    Repay your loan however is best for you – weekly, fortnightly or monthly, for up to 7 years.

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    Quick Applications

    An application process entirely online, with pre-approval in minutes.

Minimum Eligibility Criteria

Who can apply to finance a Toyota?

  • Must be over 18 years
  • Australian Permanent Resident or Australian Citizen
  • Must receive employment income
  • Must be for consumer use only

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A quote won’t impact your credit score

Handy Guide

Plan your Toyota purchase with our finance calculator

Ready to drive your dream Toyota? Use our calculator to quickly estimate your repayments and find a loan that suits your budget. It’s easy to plan your purchase and see how affordable your new Toyota can be.

Handy Guide

Fast and flexible finance options for Toyota cars

Ready to take to the road in your Toyota? Handy Finance is here to help! We offer a range of competitive and affordable car loans to finance your new car. 

Our Loan Calculator can help you see what financing options are available. Whether looking at a new or used Toyota Hilux, the family-sized Camry, or the zippy Yaris, our credit team could offer you a competitive rate and affordable terms to secure your dream car. 

Use our car loan calculator to explore different estimated financing options without affecting your credit score.

Calculate your Toyota car repayments

At Handy Finance, we know buying a Toyota is more than just a purchase – it’s about bringing your dreams to life. Our loan calculator helps you estimate repayments for any Toyota model, whether it’s a stylish Corolla, a tough Hilux, or a spacious Kluger. The calculator lets you explore different loan options, giving you an idea of what your estimated repayments might be so you can plan with confidence and drive your ideal Toyota.

What’s next once you've used the loan calculator for your Toyota?

Our loan calculator gives you an idea of your potential repayments, helping you take the next step toward owning your dream Toyota. With this estimate in hand, you can explore the Toyota range with confidence.

Keep in mind, the calculator provides an estimate. For a precise assessment of your financing options, request a personalised quote. Apply online, and you can receive an indicative quote with your specific loan terms and interest rate within minutes. Once approved, your funds can be settled within 24 hours, so you can move quickly toward driving your new Toyota.

Can I get finance for different car brands with a car loan?

Car loans can be used for a wide range of vehicle brands, depending on the car you plan to purchase and your eligibility. Many borrowers explore finance options based on the brand or model they’re considering before choosing a loan that suits their situation.

For example, you might compare options such as:

Some buyers also explore finance tailored to other brands, including:

If you’re considering a Volkswagen, it can also help to estimate repayments first using the Volkswagen loan calculator, which gives an indication of what loan repayments might look like based on different amounts and terms.

At Handy Finance, every loan application is assessed individually, so the vehicle, loan amount, and your financial situation will all be considered when determining what options may be available.

Frequently asked questions

Need help with something? Here are our most frequently asked questions.

To use the finance calculator to estimate your loan, you’ll need a few key pieces of information including: your desired loan amount, loan term, preferred repayment frequency, and credit rating. Enter these details into the calculator to get an instant estimate of your repayments, giving you an idea of your potential buying power.

It’s important to note that the indicative interest rate and repayment amount displayed are estimates and do not guarantee your final loan terms. Your final interest rate will depend on factors such as your credit score, loan terms, and our credit evaluation scorecard.

Handy Finance offers secured car loans that can be used to purchase new and used vehicles. A secured car loan means the car you buy acts as a guarantee for the loan. This typically results in lower interest rates, which can make our loans more affordable.

You can apply for a car loan between $2,001 and $100,000, with loan terms ranging from one to seven years. Repayments can be made weekly, fortnightly, or monthly. All loans come with a fixed interest rate, so your repayments remain the same throughout the loan term. There is a one-off establishment fee, but no monthly account-keeping or early repayment fees.

Once you confirm your eligibility for a car loan with Handy Finance, you can submit your application online. You can receive an indicative decision within minutes, and if approved, your funds can be settled within 24 hours.

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Have questions? Handy Finance can help

For more information about loans with Handy Finance, check out our helpful resources, get in contact with our team on 1300 990 115 or complete our online enquiry form.

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A quote won’t impact your credit score