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Loan Calculator

Finance your new Ford

Get a quick estimate of what your repayments could look like

I'd like to borrow

$30,000

Over a period of

4 years

With repayments every

Week
Fortnight
Month

My credit rating is

  • Excellent
  • Very good
  • Good
  • Average
  • Below Average
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Estimated weekly repayments from

$

including interest and fees

Apply now A quote won't impact your credit score

Interest rate from

6.57 % p.a*

Comparison rate

7.51 % p.a*

Interest rate from

6.57

%

p.a.*

Comparison rate

7.51

%

p.a.*

The interest rate and repayment amount are estimates only, based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.

Total estimated interest and fees payable

$ over - years info icon Loan amount: $--- Total estimated interest and fees: $--- Principal plus interest and fees: $---

Principal

Principal + Interest

Affordability Calculator

How much can I afford?

I can afford

$0

Affordability icon

With repayments every

Week
Fortnight
Month

Over a period of

7 years

Based on the provided info, you may be able to borrow up to

$0

Apply now

Loan amount based on weekly repayments of $0 for 7 years, with an interest rate of 9.99% p.a.

4 quick and easy steps to securing finance pre-approval for your new Ford

Take a pre-approval with you for your next purchase

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Apply online

Complete your application online. Submit all of the required documentation.
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Get pre-approval

Our dedicated team will come back to you within hours and provide you with your personalised indicative quote.
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Make a plan

Think about when and how to make the most out of your loan – we’ll hold your funds for up to a month.
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Repay when ready

When you are ready to get started, settle your loan within as little as 24 hours.
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Removing barriers for what you need

Get conditional approval in minutes to purchase what you need today.

  • Low rate

    Low Rates

    We’re committed to giving you the best and taking the stress out of borrowing, allowing you to enjoy life to the fullest.

  • Document

    No Hidden Fees

    Handy Finance fees are completely transparent, giving you complete control over your finances.

  • Dollar

    Simple and Flexible

    Repay your loan however is best for you – weekly, fortnightly or monthly, for up to 7 years.

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    Quick Applications

    An application process entirely online, with pre-approval in minutes.

Minimum Eligibility Criteria

Who can apply to finance a Ford?

  • Must be over 18 years
  • Australian Permanent Resident or Australian Citizen
  • Must receive employment income
  • Must be for consumer use only

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A quote won’t impact your credit score

Handy Guide

Plan your Ford purchase with our finance calculator

Use our calculator to quickly estimate your repayments and find a loan to suit your budget. Get started today and see how simple it can be to get behind the wheel of your new Ford!

Handy Guide

Fast and flexible finance options for Ford cars

Ready to set off in your Ford? With Handy Finance, you can make your Ford car ownership a reality with competitive and affordable car loans to finance your new Ford. 

Use our Loan Calculator to explore financing options for your Ford purchase and estimate what your interest rate and repayments could be. Looking at a brand-new Ford SUV? What about a quality secondhand hatchback like the Ford Fiesta? We can offer you a competitive rate and affordable terms to secure your new car.

Use our car loan calculator to estimate different financing options without affecting your credit score.

Calculate your Ford car repayments

At Handy Finance, we understand that buying a Ford is more than just a purchase – it’s about turning your bid ideas into reality. Our Loan calculator can be your first step on that journey. Whether you’re picturing yourself behind the wheel of a powerful Mustang, a rugged Ranger, or a family-friendly Explorer, our calculator helps you estimate potential loan repayments and understand the financing options for you. We’re committed to providing transparent and flexible finance, so you can drive your dream Ford with confidence.

Using our finance calculator for your Ford

Our loan calculator is here to make financing your new Ford easy. To get started, just enter the amount you need (from $2,001 to $100,000), choose your loan term (1 to 7 years), select your repayment frequency (weekly, fortnightly, or monthly), and let us know your credit rating to help determine your indicative interest rate.

The calculator will give you an estimated repayment amount and indicative interest rate, allowing you to adjust inputs to see how different options impact your estimated payments.

Can I get finance for different car brands with a car loan?

Car loans can be used for a wide range of vehicle brands, depending on the car you plan to purchase and your eligibility. Many borrowers explore finance options based on the brand or model they’re considering before choosing a loan that suits their situation.

For example, you might compare options such as:

Some buyers also explore finance tailored to other brands, including:

If you’re considering a Toyota, it can also help to estimate repayments first using the Toyota loan calculator, which gives an indication of what loan repayments might look like based on different amounts and terms.

At Handy Finance, every loan application is assessed individually, so the vehicle, loan amount, and your financial situation will all be considered when determining what options may be available.

Frequently asked questions

Need help with something? Here are our most frequently asked questions.

Before using our Finance Calculator, you’ll need to know the type of loan you want to apply for to purchase your Ford. Think about how much money you need, the period of time you’d like to pay it off, your preferred repayment frequency and your credit rating. Once you know this, you can input these details. Our Loan Calculator will then give you an instant estimate of your potential repayments and the indicative interest rate you may receive on your loan. It’s a quick and easy way to understand your potential buying power. 

The indicative interest rate and repayment amount shown by the Loan Calculator for your Ford purchase are only estimates. It doesn’t guarantee that these will be the final loan terms you are offered. Your final interest rate will depend on factors such as your credit score, loan terms, and overall financial situation.

Handy Finance offers secured car loans that can be used to purchase new and used vehicles. A secured car loan means the car you buy acts as a guarantee for the loan. This typically results in lower interest rates, which may make our loans more affordable.

You can apply for a car loan between $2,001 and $100,000, with loan terms ranging from one to seven years. Repayments can be made weekly, fortnightly, or monthly. All loans come with a fixed interest rate, so your repayments remain the same throughout the loan term. There is a one-off establishment fee, but no monthly account-keeping or early repayment fees.

Once you confirm your eligibility for a car loan with Handy Finance, you can submit your application online. You can receive an indicative decision within minutes, and if approved, your funds can be settled within 24 hours.

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Have questions? Handy Finance can help

For more information about loans with Handy Finance, check out our helpful resources, get in contact with our team on 1300 990 115 or complete our online enquiry form.

Get a rate for your Handy Finance car loan

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A quote won’t impact your credit score