We offer competitive interest rates for our jet ski loans. Interest rates start from 6.57% p.a.* (comparison rate 7.19% p.a.*) – and are based on your credit history and current financial situation. You can receive an indicative rate estimate in just a few minutes via our online application form. Any estimates provided do not constitute an offer or approval of finance. Your repayment amount and interest rate will be provided if an application is submitted and approved.

You can use your jet ski loan to finance the purchase of a new or used jet ski, and there are no vehicle age limits on what you can buy. Our jet ski financing options are flexible to accommodate a range of choices. If you find a used jet ski that fits your needs, your loan could be used to purchase this.

Jet ski loans cover a variety of new and pre-loved jet ski models. Whether you’re choosing a sleek and speedy model or a larger and more leisurely one, our goal is to help create a jet ski loan option that matches not just your budget but your taste for adventure.

Pre-approval on your jet ski loan means that while your lender has indicated that they may lend you money for your jet ski, the loan hasn’t been fully guaranteed. 

At Handy Finance, we can offer pre-approval on our jet ski loans. Pre-approval can help you get a more complete picture of your borrowing power and your final budget, allowing you to search for a jet ski with an idea of what your repayments could look like. You can apply for pre-approval with us online – it shouldn’t take more than five minutes. You will answer questions about your current employment and income to give our credit experts the information they need to assess your financial situation. Handy Finance pre-approvals last for one month – after that, you may need to re-apply for pre-approval.

To be eligible to apply for a jet ski loan in Australia, make sure you meet the following criteria:

• Be an Australian citizen or permanent resident
• Be 18 years of age or older
• Have a regular source of employment (this includes self-employment)
• Have no history of bankruptcy or be party to a court judgment
• Have no outstanding or unpaid defaults

We aim to take the mystery out of loan applications and clear your path towards jet ski ownership. Our credit team is here to answer any questions you have about your eligibility for a jet ski loan.

You can! Having a regular source of employment is one of the key eligibility factors when applying for a jet ski loan – or any loan with Handy Finance. This includes those who are currently self-employed. 

When you apply for jet ski financing, you will be invited to provide documentation to help prove you meet the eligibility criteria.

You can provide copies of your driver’s license or passport to show your age. Bank statements will indicate your current financial status and prove you have regular employment and income. Contact our loans team if you have questions about the documents most suitable for your application. 

Here’s the good part: at Handy Finance, we know that time can be of the essence when accessing loan funds. That’s why we have a streamlined online application process. You can apply on our site and receive an indicative decision within minutes. If approval is granted, we can settle funds within 24 hours. 

A deposit isn’t a requirement to apply for a Handy Finance Jet Ski Loan. You can still get approved for your loan without supplying this.

The best way to do this is to submit an application for a personalised indicative quote from our team! Our free indicative quote will provide you with a rate estimate in a matter of minutes. This can give you a clearer picture of the terms you may be approved for. Getting an indicative quote for your loan terms is a safe step, as it doesn’t impact your credit score. Any estimates provided do not constitute an offer or final approval of finance. 

Late payments on any personal loan can affect your credit score, as late repayments are recorded on your credit report. If you are struggling to make regular payments, contact our credit team as soon as possible. We can work with you to find a solution that eases financial stress.

When you apply for a jet ski loan with Handy Finance, we consider your financial situation during our application process. This is why we offer low-rate, flexible personal loans – so you can safely take out a jet ski loan and make repayments without any added financial stress, minimising the risk of missing payments.

You can. Our jet ski loans and all personal loans have $0 early repayment fees so that you are able to pay off your loan early without additional costs.

If you want to make extra repayments or increase the repayment speed for your loan, just speak to our credit experts. You can make extra repayments on your jet ski loan without any extra cost incurred.

Traditional bank lenders often have higher operating costs, which may result in higher rates. Handy Finance aims to keep rates low by keeping operating costs down and remaining focused on our mission – allowing people to live life to the fullest.

Fixed-rate loans are completely transparent from day one – because the rate doesn’t change, you know exactly how much you will be repaying and how often for the entirety of your loan.

Handy Finance aims to ensure borrowers with a good credit history are rewarded with better rates. Handy Finance’s interest rates are based on your personal credit history and evaluation against our credit scorecard. You can receive an indicative rate estimate in just a few minutes via our online application form. Any estimates provided do not constitute an offer or approval of finance. Your repayment amount and interest rate will be provided if an application is submitted and approved.

With Handy Finance, you can repay most personal loans for up to seven years. Repayments are made weekly, fortnightly or monthly. 

Repayments on Handy Finance loans can be made weekly, fortnightly or monthly. You must use direct debit for all scheduled repayments. To make repayments ahead of schedule, log into your borrower dashboard and do so using BPAY.

If financial hardship is making repayments difficult to meet, please contact the Handy Finance team at 1300 990 115 or [email protected]

Boat loans from Handy Finance range between $2,001 and $75,000, depending on how much you need, your income, credit rating, and evaluation against our credit scorecard.