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Handy Finance | RateCity

Special Offer

Used Car Loan Deal

Handy Finance gets you in the driver’s seat faster, with a hassle-free personal car loan, boat loan or vehicle loan.

  • Interest rate from
  • Comparison rate
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Best Excellent Credit Personal Loan 2024
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OurMoneyMarket recently rebranded to Handy Finance and, whilst this gives us a shiny new look, all the people, products, and services within our business remain the same. The awards listed were presented to OurMoneyMarket before we changed our name and are used here with permission from the lovely people that gave them to us.

4 Quick and Easy Steps to Securing Your Pre-approval

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Apply Online

Complete your application online. Submit all of the required documentation.
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Get Pre-approved

We will approve you for the maximum loan amount and quote you on your repayments.

Shop Around

Shop around for your vehicle up to the maximum amount pre-approved for you.
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Drive Away

We can hold open your pre-approved funds for up to 1 month. Have funds settled within 24 hours when ready.
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5-star reviews

5 star
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Handy Finance is Australia’s Go-to Personal Loan Provider

Handy Finance offers simple, fast, online personal loans, with fixed interest rates and no hidden fees.
  • Low rate

    Low Rates

    Using the latest in financial tech, we can offer you the lowest rate for your circumstances.

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    Quick & Easy

    Receive a quote in minutes, 100% online application. No printing. No paper. No fuss.

  • Document

    Self Managed

    Easily review and manage your loan account online, and get support when you need it.

Minimum Eligibility Criteria

Who can apply?

  • Must be over 18 years
  • Australian Permanent Resident or Australian Citizen
  • Have a regular income, via active employment* or a pension
  • No outstanding or unpaid defaults
  • Have no history of bankruptcy, nor be party to court judgement
  • Not be in hardship with a different financial provider

*Centrelink benefits may be complemented with regular income

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A quote won’t impact your credit score

Handy Finance | RateCity

A better way to

Get started(Opens in a new tab)

A quote won’t impact your credit score