Special Offer
RateCity
Personal Loans
Handy Finance offers simple, fast, low-rate personal loans, so you can get your plans underway.
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Interest rate from6.57%p.a.*
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Comparison rate7.19%p.a.*
OurMoneyMarket recently rebranded to Handy Finance and, whilst this gives us a shiny new look, all the people, products, and services within our business remain the same. The awards listed were presented to OurMoneyMarket before we changed our name and are used here with permission from the lovely people that gave them to us.
4 Quick and Easy Steps to Securing Your Pre-approval
Apply online
Get pre-approved
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Make a plan
Repay when ready
700+
5-star reviews
Handy Finance is Australia’s Go-to Personal Loan Provider
Handy Finance offers simple, fast, online personal loans, with fixed interest rates and no hidden fees.
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Low Rates
Using the latest in financial tech, we can offer you the lowest rate for your circumstances.
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Quick & Easy
Receive a quote in minutes, 100% online application. No printing. No paper. No fuss.
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Self Managed
Easily review and manage your loan account online, and get support when you need it.
Minimum Eligibility Criteria
Who can apply?
- Must be over 18 years
- Australian Permanent Resident or Australian Citizen
- Have a regular income, via active employment* or a pension
- No outstanding or unpaid defaults
- Have no history of bankruptcy, nor be party to court judgement
- Not be in hardship with a different financial provider
*Centrelink benefits may be complemented with regular income
Get started(Opens in a new tab)
A quote won’t impact your credit score