Skip to navigation Skip to content

Handy Finance | RateCity

Special Offer

RateCity
Personal Loans

Handy Finance offers simple, fast, low-rate personal loans, so you can get your plans underway.

  • Interest rate from
    6.57%p.a.*
  • Comparison rate
    7.19%p.a.*
Deloitte23
MECA Badge_Excellent Credit Unsecured Personal Loan@200px (1)
Wemoney24 200×200
Best Excellent Credit Personal Loan 2024
Finder Award Winner RGB (2)
Afr2023

OurMoneyMarket recently rebranded to Handy Finance and, whilst this gives us a shiny new look, all the people, products, and services within our business remain the same. The awards listed were presented to OurMoneyMarket before we changed our name and are used here with permission from the lovely people that gave them to us.

4 Quick and Easy Steps to Securing Your Pre-approval

Handy_handIcons_LoadingHands_wnumberedcircles 05

Apply online

Complete your application online. Submit all of the required documentation.
Handy_handIcons_LoadingHands_wnumberedcircles 06

Get pre-approved

Our dedicated team will come back to you and provide you with the amount best suited for your needs.
Handy_handIcons_LoadingHands_wnumberedcircles_v2[76]

Make a plan

Think about when and how to make the most out of your loan - we'll hold your funds for up to 1 month.
Handy_handIcons_LoadingHands_wnumberedcircles 08

Repay when ready

When you are ready to get started, settle your loan within as little as 24 hours.
Frame 18

500+

5-star reviews

5 star
Screen Shot 2022 06 16 at 11.26.26 am
Finder award win bottom align
Group img

Handy Finance is Australia’s Go-to Personal Loan Provider

Handy Finance offers simple, fast, online personal loans, with fixed interest rates and no hidden fees.
  • Low rate

    Low Rates

    Using the latest in financial tech, we can offer you the lowest rate for your circumstances.

  • Circular clock

    Quick & Easy

    Receive a quote in minutes, 100% online application. No printing. No paper. No fuss.

  • Document

    Self Managed

    Easily review and manage your loan account online, and get support when you need it.

Minimum Eligibility Criteria

Who can apply?

  • Must be over 18 years
  • Australian Permanent Resident or Australian Citizen
  • Have a regular income, via active employment* or a pension
  • No outstanding or unpaid defaults
  • Have no history of bankruptcy, nor be party to court judgement
  • Not be in hardship with a different financial provider

*Centrelink benefits may be complemented with regular income

Get started(Opens in a new tab)

A quote won’t impact your credit score

Handy Finance | RateCity

A better way to
borrow

Get started(Opens in a new tab)

A quote won’t impact your credit score