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KIA Finance Calculator

Calculator
Calculator
$25000
4 Years
Select repayments type
Your Repayments From
$254.85
per week
This will not impact your credit score
Indicative Rate From
6.57%
Comparison Rate From
7.19%
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
Amount
Amount + Interest
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.

How much can I afford?

I can afford

$0
4 Years
Select repayments type

Your input indicates possible affordability up to

$589,073.27

This is based on weekly payments of $2,000 for 7 years, at 6.3% interest. Click below to begin a finance application.

A quote won’t impact your credit score

4 Quick and Easy Steps to Securing Your KIA Finance Pre-approval

Take a pre-approval with you for your next purchase

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Apply online

Complete your application online. Submit all of the required documentation.
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Get pre-approval

Our dedicated team will come back to you within hours and provide you with the amount best suited for your needs.
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Make a plan

Think about when and how to make the most out of your loan – we’ll hold your funds for up to 3 months.
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Repay when ready

When you are ready to get started, settle your loan within as little as 24 hours.
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Removing barriers for what you need

Get approval in minutes to purchase what you need today.

  • Low rate

    Low Rates

    We’re committed to giving you the best and taking the stress out of borrowing, allowing you to enjoy life to the fullest.

  • Document

    No Hidden Fees

    Handy’s fees are completely transparent, giving you complete control over your finances.

  • Dollar

    Simple and Flexible

    Repay your loan however is best for you – weekly, fortnightly or monthly, for up to 7 years.

  • Circular clock

    Quick Applications

    An application process entirely online, with pre-approval in minutes.

Minimum Eligibility Criteria

Who can apply to finance a KIA?

  • Must be over 18 years
  • Australian Permanent Resident or Australian Citizen
  • Must receive employment income
  • Must be for consumer use only

Get started(Opens in a new tab)

A quote won’t impact your credit score

Handy Guide

Understanding KIA finance calculator at Handy Finance

Handy Guide

Fast and flexible finance options for KIA cars

Competitive and affordable car loans with Handy Finance can help you secure the perfect KIA car. Whether you’re in the market for a new or used KIA car, our secured car loans provide you with the financing you need.

Ready to take to the road in the compact KIA Picanto? Drive off into the sunset in your new twin-turbo KIA Stinger? Or purchase a quality secondhand car to zip around the city? Use the KIA Finance Calculator to explore the financing options available and see what your potential buying power could be. With an indicative interest rate and repayment sum, you’ll be armed with the knowledge to make a final decision on the right car for you before applying for one of Handy Finance’s secured car loans. 

Use our car loan calculator to explore various car financing options, or speak to the Handy Finance credit team today. 

Frequently Asked Questions

The KIA Finance Calculator is very easy to use! Input your ideal loan amount, the period of time you’d like to pay it off, your preferred repayment frequency and your credit rating. You can generate an estimate of your interest rate and repayments. Using the KIA Finance Calculator gives you a clear idea of your overall buying power, although remember it is just an estimate. Final terms are not guaranteed and will always depend on your financial situation at the time of application. Explore more options with Handy Finance’s car loan calculator.

You can submit your loan application online for any Handy Finance loan. Once you’ve submitted it, you’ll receive an indicative decision within minutes. If approved, you’ll have access to the fund within 24 hours. 

At Handy Finance, we only offer secured car loans. A secured car loan requires you to use the car you purchase as security against the loan. It means less risk involved for us, as the lender – so we can offer you more competitive terms and affordable interest rates. Our secured car loans can go towards buying a new or used car.

You can apply for a car loan between $2,001 and $75,000, with loan terms of one to seven years. You can repay your loan in manageable weekly, fortnightly or monthly instalments. When it comes to fees, there is only the establishment fee to pay – you don’t need to pay any monthly or early repayment fees. We offer fixed interest rates on our loans, so your repayments will remain the same over the lifetime of the loan.