KIA Finance Calculator

The KIA Finance Calculator is very easy to use! Input your ideal loan amount, the period of time you’d like to pay it off, your preferred repayment frequency and your credit rating. You can generate an estimate of your interest rate and repayments. Using the KIA Finance Calculator gives you a clear idea of your overall buying power, although remember it is just an estimate. Final terms are not guaranteed and will always depend on your financial situation at the time of application. Explore more options with Handy Finance’s car loan calculator.

You can submit your loan application online for any Handy Finance loan. Once you’ve submitted it, you’ll receive an indicative decision within minutes. If approved, you’ll have access to the fund within 24 hours. 

At Handy Finance, we only offer secured car loans. A secured car loan requires you to use the car you purchase as security against the loan. It means less risk involved for us, as the lender – so we can offer you more competitive terms and affordable interest rates. Our secured car loans can go towards buying a new or used car.

You can apply for a car loan between $2,001 and $75,000, with loan terms of one to seven years. You can repay your loan in manageable weekly, fortnightly or monthly instalments. When it comes to fees, there is only the establishment fee to pay – you don’t need to pay any monthly or early repayment fees. We offer fixed interest rates on our loans, so your repayments will remain the same over the lifetime of the loan.