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Speed up your jet ski purchase with a loan from Handy Finance

If you’re in the market for a new or used jet ski, we’re here to help. Our loans help take the stress out of buying a jet ski. You can access the funds upfront and take advantage of special deals and sales.

With Handy Finance, you can secure a low fixed interest rate loan with terms tailored to your financial needs. We offer a seamless loan application process, which, combined with our fast approvals, means you’ll be the proud owner of a jet ski in no time.

$2-75k Loan Amounts

$0 Monthly Fees

$0 Early Repayment Fees

1-7 yrs Flexible Loan Terms

The Process

3 quick and easy steps to securing your loan

Get a Free Quote

Obtain an indicative rate quote in minutes, without impacting your credit score!

Apply in Minutes

If you’re happy with your Quick Quote, you can finalise the application online. No printing. No paper. No fuss.

Get Your Funds

You will receive an indicative decision in seconds. Once approved funds should be in your account within 24 hours

Get a quote
Get a Free Quote icon
Get a Free Quote icon
Get a Free Quote icon

Get a Free Quote

Obtain an indicative rate quote in minutes, without impacting your credit score!

Review
Apply in Minutes icon
Apply in Minutes icon
Apply in Minutes icon

Apply in Minutes

If you’re happy with your Quick Quote, you can finalise the application online. No printing. No paper. No fuss.

Get funds
Get Your Funds icon
Get Your Funds icon
Get Your Funds icon

Get Your Funds

You will receive an indicative decision in seconds. Once approved funds should be in your account within 24 hours

Jet Ski loan calculator

Estimate how your repayments could look like so you can start your journey to a greener future with complete transparency.

Calculator
Calculator
$25000
4 Years
Select repayments type
Your Repayments From
$254.85
per week
This will not impact your credit score
Indicative Rate From
6.57%
Comparison Rate From
7.19%
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
Fund
The interest rate and repayment amount are estimates only and are based on the information you have provided. Your actual interest rate and repayment amount may be different. Terms and conditions, fees and charges and eligibility and lending criteria apply.
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Ride the waves with Handy Finance

Handy Finance’s low-interest jet ski loans will have you out and about on the water in no time. Brand new jet skis or pre-loved models, our team is committed to getting you the funds to buy your jet ski as quickly as possible.

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A quote won’t impact your credit score

Frequently Asked Questions

The basics of jet ski finance

We offer competitive interest rates for our jet ski loans. Interest rates start from 6.57% p.a.* (comparison rate 7.19% p.a.*) – you will be offered an interest rate based on your credit history and current financial situation.

You can use your jet ski loan to finance the purchase of a new or used jet ski, and there are no vehicle age limits on what you can buy.  Our jet ski financing options are flexible to accommodate a range of choices. If you find a used jet ski that fits your needs, your loan can be used to purchase this.

Jet ski loans cover a variety of new and pre-loved jet ski models. Whether you’re choosing a sleek and speedy model or a larger and more leisurely one, our goal is to help create a jet ski loan option that matches not just your budget but your taste for adventure.

Pre-approval on your jet ski loan means that while your lender has agreed to lend you money for your jet ski, the loan hasn’t been approved. 

At Handy Finance, we offer pre-approval on our jet ski loans. Pre-approval can help you get a more complete picture of your borrowing power and your final budget, allowing you to search for a jet ski with an idea of what your repayments will look like. You can apply for pre-approval with us online – it shouldn’t take more than five minutes. You will answer questions about your current employment and income to give our credit experts all the information they need to assess your financial situation accurately. Handy Finance pre-approvals last for one month – after that, you’ll need to re-apply for pre-approval, and you are not guaranteed the same result.

Loan Application and Approval

To be eligible to apply for a jet ski loan in Australia, make sure you meet the following criteria:

  • Be an Australian citizen or permanent resident
  • Be 18 years of age or older
  • Have a regular source of employment (this includes self-employment)
  • Have no history of bankruptcy or be party to a court judgment
  • Have no outstanding or unpaid defaults

We want to take the mystery out of loan applications and clear you a path towards jet ski ownership. Our credit team is here to answer any questions you have about your eligibility for a jet ski loan. Contact our team today.

You can! Having a regular source of employment is one of the key eligibility factors when applying for a jet ski loan – or any loan with Handy Finance. This includes those who are currently self-employed. 

When you apply for jet ski financing, any documentation you submit will help prove you meet the eligibility criteria.

You can provide copies of your driver’s license or passport to show your age. Bank statements will show your current financial status and prove you have regular employment and income. Contact our loans team if you have questions about the documents most suitable for your application. 

Here’s the good part: at Handy Finance, we know that time can be of the essence when accessing loan funds. That’s why we have a streamlined online application process. You can apply on our site and receive an indicative decision within minutes. If approval is granted, we can settle funds within 24 hours. 

A deposit isn’t a requirement to apply for a Handy Finance Jet Ski Loan. You can still get approved for your loan without supplying this.

Credit Implications

The best way to do this is to request a personalised quote from our team! Our free quote will provide you with a personalised rate in a matter of minutes. This can give you a clearer picture of the terms you’ll be approved for without needing to submit a full application. Getting a quote for your loan terms is a safe step, as it doesn’t impact your credit score. Any estimates provided do not constitute an offer or final approval of finance. 

Late payments on any personal loan will affect your credit score, as late repayments are recorded on your credit report. If you are struggling to make regular payments, contact our credit team as soon as possible. We’ll work with you to find a solution that eases any financial stress.

When you apply for a jet ski loan with Handy Finance, we consider your financial situation during our application process. This is why we offer low-rate, flexible personal loans – so you can safely take out a jet ski loan and make repayments without any added financial stress, minimising the risk of missing payments.

Repayments and Loan Management

You can. Our jet ski loans and all personal loans have $0 early repayment fees so that you can pay off your loan early without additional costs.

If you want to make extra repayments or increase the repayment speed for your loan, just speak to our credit experts. You can make extra repayments on your jet ski loan without any extra cost incurred.

Financial terms and rates

Traditional bank lenders tend to have higher operating costs, resulting in higher rates. Handy Finance keeps rates low by keeping operating costs down and remaining focused on our mission – allowing people to live life to the fullest.

Fixed-rate loans are completely transparent from day one – because the rate doesn’t change, you know exactly how much you will be repaying and how often for the entirety of your loan.

Handy Finance will offer you an interest rate based on your personal credit history and situation. You can find your personalised rate in just a few minutes with our free quote. Please note that this rate is just an estimate, and it won’t affect your credit score.

Loan management and repayments

With Handy Finance, you can repay most personal loans for up to seven years. Repayments are made weekly, fortnightly or monthly. 

Repayments on Handy Finance loans can be made weekly, fortnightly or monthly. You must use direct debit for all scheduled repayments. To make repayments ahead of schedule, log into your borrower dashboard and do so using BPAY.

If financial hardship is making repayments difficult to meet, please contact the Handy Finance team at 1300 990 115 or [email protected]

Boat loans from Handy Finance range between $2,001 and $75,000, depending on how much you need, your income and your credit rating.

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Have questions? Handy Finance can help

For more information about loans with Handy Finance, check out our helpful resources, get in contact with our team on 1300 990 115 or complete our online enquiry form.

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