The Handy way to pay
Purchase interest-free, everywhere with the Handy Finance Zero-Interest Credit Card.
Save on every purchase, everyday with:
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0.25% Cashback on all purchases -
No interest ever
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Tap and pay anywhere and everywhere Mastercard is accepted
Why pay with Apple Pay?
Enjoy all the benefits of your Handy Finance Zero-Interest Credit Card with Apple Pay on iPhone, Apple Watch, iPad and Mac. Using Apple Pay is simple, and it works with the devices you use every day.
Your card information is secure because it isn’t stored on your device or shared when you pay. Paying in stores, in selected apps and on participating websites has never been easier, safer or more private.
How to add your Handy Finance Card to Apple Pay
Download the Handy Finance app and make sure your card is activated by using the instructions on the home screen. Add to Apple Pay, and you’re all set.
How to pay in-store
iPhone To pay with Face ID, double-click the side button, glance at your screen, then hold iPhone near the reader. For Touch ID, hold your iPhone near the reader with your finger on Touch ID. On Apple Watch, double-click the side button and hold Apple Watch up to the reader.
How to pay online
To pay in apps and on websites in Safari on your iPhone, select Apple Pay at checkout and complete the payment using Face ID or Touch ID. To pay on websites in Safari on your Mac, select Apple Pay and complete the payment using your iPhone or Apple Watch.
It’s a safer, more private way to pay
When you make a purchase, Apple Pay uses a device-specific number and a unique transaction code.
Your full card number is never stored on your device or on Apple servers, and it can’t be shared
with merchants. Apple Pay doesn’t keep transaction information that can be tied back to you,
ensuring all purchases are private.
Use Apple Pay wherever you see one of these symbols
OurMoneyMarket recently rebranded to Handy Finance and, whilst this gives us a shiny new look, all the people, products, and services within our business remain the same. The awards listed were presented to OurMoneyMarket before we changed our name and are used here with permission from the lovely people that gave them to us.
Frequently Asked Questions
How do you offer lower rates than traditional lenders?
Traditional bank lenders tend to have higher operating costs, resulting in higher rates. Handy keeps rates low by keeping operating costs down and remaining focused on our mission – allowing people to live life to the fullest.
What does a fixed-rate loan mean?
Fixed-rate loans are completely transparent from day one – because the rate doesn’t change, you know exactly how much you will be repaying and how often, for the entirety of your loan.
What will my interest rate look like?
Handy will offer you an interest rate based on your personal credit history and situation. You can find your personalised rate in just a few minutes with our free quote. Please note that this rate is just an estimate, and it won’t affect your credit score.
How long will my repayments last?
With Handy, you can repay for up to seven years. Repayments are made weekly, fortnightly or monthly.
How do repayments work?
Repayments on Handy loans can be made weekly, fortnightly or monthly. You must use direct debit for all scheduled repayments. To make repayments ahead of schedule, log into your borrower dashboard and do so using BPAY.
If financial hardship is making repayments difficult to meet, please contact the Handy team on 1300 990 115 or [email protected]
How much money can I borrow?
Personal loans from Handy range between $2000 and $75,000, depending on how much you need, your income and your credit rating.
